Skip to main content
AI Market Summary
Loading market intelligence...

Umpqua Holdings Corp (UMPQ) Stock Forecast 2025 - AI Price Prediction & Analysis


Umpqua Holdings Corp (UMPQ) AI Stock Price Forecast & Investment Analysis

Umpqua Holdings Corp Stock Price Chart and Technical Analysis

Loading Umpqua Holdings Corp interactive price chart and technical analysis...

Umpqua Holdings Corp (UMPQ) - Comprehensive Stock Analysis & Investment Research

Deep dive into Umpqua Holdings Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Umpqua Holdings Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Umpqua Holdings Corp: Umpqua Holdings Corp operates in the Finance and Insurance sector, establishing it as a mid-cap growth opportunity.

Umpqua Holdings Corp (Stock Symbol: UMPQ) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 4000 professionals worldwide and operates under the strategic leadership of CEO Cort O'Haver.

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Umpqua Holdings Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Umpqua Holdings Corp: With $1254M in annual revenue and 32.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $1254 million generating a 32.2% net profit margin .

Market Capitalization: $3833 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 15.3% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Umpqua Holdings Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Umpqua Holdings Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Umpqua Holdings Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Umpqua Holdings Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Umpqua Holdings Corp: Strong free cash flow generation demonstrates solid operational efficiency.

Umpqua Holdings Corp strategically competes in the highly dynamic Savings Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $531 million annually, complemented by impressive -0.9% year-over-year cash flow growth.

Umpqua Holdings Corp (UMPQ) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Umpqua Holdings Corp stock analysis.

Loading Umpqua Holdings Corp comprehensive fundamental analysis and insider trading data...

Deep dive into Umpqua Holdings Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Umpqua Holdings Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Umpqua Holdings Corp: With a P/E ratio of 11.24, the market sees the stock as potentially undervalued.

P/E Ratio 11.24x
P/B Ratio 1.55x
Market Cap $3833M
Dividend Yield 0.02%
EPS $1.55
Book Value/Share $11.42
Revenue/Share $5.73
FCF/Share $-0.45
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Umpqua Holdings Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Umpqua Holdings Corp: An ROE of 15.3% demonstrates excellent shareholder value creation.

ROE 15.3%
ROA 1.3%
Net Margin 32.2%
EBT Margin 42.8%
Tax Rate 24.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Umpqua Holdings Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Umpqua Holdings Corp:

D/E Ratio 0.19x
Financial Leverage 11.75x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Umpqua Holdings Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Umpqua Holdings Corp: Free cash flow of $531M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $546M
Free Cash Flow $531M
Capital Spending $-15M
OCF Growth YoY -0.9%
FCF Growth YoY -1.8%
FCF/Sales 42.3%
CapEx/Sales 1.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Umpqua Holdings Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Umpqua Holdings Corp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 4.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from Umpqua Holdings Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Umpqua Holdings Corp: With annual revenue of $1254M, Umpqua Holdings Corp operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1254M
Net Income $172M
SG&A Expense $44M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 21%
Total Liabilities 91%
Accounts Receivable 5%
Dividend & Shareholder Information
Dividends Per Share $0.43
Payout Ratio 0.3%
Shares Outstanding 217M
Growth Metrics (YoY)
EPS Growth 8.8%

Latest Umpqua Holdings Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Umpqua Holdings Corp (UMPQ) stock price and investment outlook.

, source: Reuters

* UMPQUA HOLDINGS CORP - BOARD OF DIRECTORS HAS APPROVED AN INCREASE IN QUARTERLY CASH DIVIDEND TO $0.20 PER COMMON SHARE * UMPQUA HOLDINGS CORP - ‍BOARD OF DIRECTORS HAS APPROVED AN INCREASE IN ...

, source: American Banker

Umpqua Holdings Corp. seems poised to overtake West Coast Bancorp as the largest banking company headquartered in Oregon. The fast-growing Portland company, which three years ago had assets of less ...

, source: Insider Monkey

Out of thousands of stocks that are currently traded on the market, it is difficult to identify those that will really generate strong returns. Hedge funds and institutional investors spend millions ...

Umpqua Holdings Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Umpqua Holdings Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Umpqua Holdings Corp Stock Forecast

How accurate are Umpqua Holdings Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for UMPQ predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Umpqua Holdings Corp stock price forecasts?

Our analysis considers Umpqua Holdings Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Umpqua Holdings Corp a good investment in 2025?

Based on our AI analysis, Umpqua Holdings Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Umpqua Holdings Corp forecasts updated?

Umpqua Holdings Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Umpqua Holdings Corp Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Umpqua Holdings Corp stock.

My Portfolio

Investment Dashboard

Loading your portfolio...