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Usio, Inc. (USIO) Stock Forecast 2025 - AI Price Prediction & Analysis


Usio, Inc. (USIO) AI Stock Price Forecast & Investment Analysis

Usio, Inc. Stock Price Chart and Technical Analysis

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Usio, Inc. (USIO) - Comprehensive Stock Analysis & Investment Research

Deep dive into Usio, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Usio, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Usio, Inc.: Usio, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Usio, Inc. (Stock Symbol: USIO) is a leading company in the Finance sector , specifically operating within the Functions Related To Depository Banking, NEC industry.

The organization employs approximately 4 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Usio, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Usio, Inc.: With $83M in annual revenue and 76.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $83 million generating a 76.7% net profit margin .

Market Capitalization: $38 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): -7.2% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Usio, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Usio, Inc.: Unlock premium access to view detailed AI predictions and price targets.

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Understanding Market Position

What this analysis covers: Usio, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Usio, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Usio, Inc. strategically competes in the highly dynamic Functions Related To Depository Banking, NEC marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $11 million annually, complemented by impressive -59.4% year-over-year cash flow growth.

The company maintains a healthy 654.4% gross margin, indicating strong pricing power and operational efficiency.

Usio, Inc. (USIO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Usio, Inc. stock analysis.

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Deep dive into Usio, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Usio, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Usio, Inc.: With a P/E ratio of 13.15, the market sees the stock as potentially undervalued.

P/E Ratio 13.15x
P/B Ratio 2.02x
Market Cap $38M
EPS $0.11
Book Value/Share $0.71
Revenue/Share $3.17
FCF/Share $0.23
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Usio, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Usio, Inc.: An ROE of -7.2% indicates room for improvement in shareholder value creation.

ROE -7.2%
ROA -1.2%
ROIC -6.1%
Gross Margin 654.4%
Operating Margin -81.4%
Net Margin 76.7%
EBT Margin -1.5%
Tax Rate 921.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Usio, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Usio, Inc.: A current ratio of 1.09 shows adequate liquidity.

Current Ratio 1.09x
Quick Ratio 0.13x
D/E Ratio 0.14x
Financial Leverage 6.37x
Interest Coverage -180.5x
Working Capital $6M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Usio, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Usio, Inc.: Free cash flow of $11M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $12M
Free Cash Flow $11M
Capital Spending $-1M
OCF Growth YoY -59.4%
FCF Growth YoY -46.9%
FCF/Sales 16.5%
CapEx/Sales 1.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Usio, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Usio, Inc.: An asset turnover of 0.67x suggests room for improvement in asset utilization.

Asset Turnover 0.67x
Receivables Turnover 17.1x
Inventory Turnover 164.8x
Fixed Assets Turnover 11.0x
Days Sales Outstanding 21 days
Days Inventory 2 days
Payables Period 6 days
Cash Conversion Cycle 17 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Usio, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Usio, Inc.: With annual revenue of $83M, Usio, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $83M
SG&A Expense $22M
Cost of Goods Sold $63M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 90%
Cash & Short-term Investments 7%
Total Liabilities 84%
Short-term Debt 0%
Accounts Receivable 4%
Inventory 0%
Dividend & Shareholder Information
Shares Outstanding 26M
Growth Metrics (YoY)
EPS Growth 5.3%

Latest Usio, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Usio, Inc. (USIO) stock price and investment outlook.

, source: Seeking Alpha

Hello, and welcome to the Usio's Fourth Quarter and Fiscal Year-End 2024 Earnings Conference Call. [Operator Instructions]. Please also note that today's event is being recorded. Now I'd like to turn ...

Usio, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Usio, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Usio, Inc. Stock Forecast

How accurate are Usio, Inc. stock predictions?

Our AI model shows a 48% Spearman correlation coefficient for USIO predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Usio, Inc. stock price forecasts?

Our analysis considers Usio, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Usio, Inc. a good investment in 2025?

Based on our AI analysis, Usio, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Usio, Inc. forecasts updated?

Usio, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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