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WORLD ACCEPTANCE CORP (WRLD) Stock Forecast 2025 - AI Price Prediction & Analysis


WORLD ACCEPTANCE CORP (WRLD) AI Stock Price Forecast & Investment Analysis

WORLD ACCEPTANCE CORP Stock Price Chart and Technical Analysis

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WORLD ACCEPTANCE CORP (WRLD) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

WORLD ACCEPTANCE CORP (Stock Symbol: WRLD) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry. The organization employs approximately 735 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $558 million generating a 14.4% net profit margin .

Market Capitalization: $886 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 13.9% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for WORLD ACCEPTANCE CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

WORLD ACCEPTANCE CORP strategically competes in the highly dynamic Personal Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $274 million annually , complemented by impressive -22.5% year-over-year cash flow growth

WORLD ACCEPTANCE CORP (WRLD) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for WORLD ACCEPTANCE CORP stock analysis.

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Deep dive into WORLD ACCEPTANCE CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if WORLD ACCEPTANCE CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For WORLD ACCEPTANCE CORP: With a P/E ratio of 11.48, the market sees the stock as potentially undervalued.

P/E Ratio 11.48x
P/B Ratio 2.02x
Market Cap $886M
EPS $14.25
Book Value/Share $81.78
Revenue/Share $91.50
FCF/Share $29.03
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently WORLD ACCEPTANCE CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For WORLD ACCEPTANCE CORP: An ROE of 13.9% shows good shareholder value creation.

ROE 13.9%
ROA 5.0%
Net Margin 14.4%
EBT Margin 12.0%
Tax Rate 17.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess WORLD ACCEPTANCE CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For WORLD ACCEPTANCE CORP:

D/E Ratio 2.09x
Financial Leverage 3.27x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal WORLD ACCEPTANCE CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For WORLD ACCEPTANCE CORP: Free cash flow of $274M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $281M
Free Cash Flow $274M
Capital Spending $-7M
OCF Growth YoY -22.5%
FCF Growth YoY -20.9%
FCF/Sales 49.9%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively WORLD ACCEPTANCE CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For WORLD ACCEPTANCE CORP: An asset turnover of 0.51x suggests room for improvement in asset utilization.

Asset Turnover 0.51x
Fixed Assets Turnover 4.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from WORLD ACCEPTANCE CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For WORLD ACCEPTANCE CORP: With annual revenue of $558M, WORLD ACCEPTANCE CORP demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $558M
Net Income $80M
SG&A Expense $44M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $2M
Total Liabilities $69M
Dividend & Shareholder Information
Shares Outstanding 5M
Growth Metrics (YoY)
EPS Growth 10.1%

Latest WORLD ACCEPTANCE CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting WORLD ACCEPTANCE CORP (WRLD) stock price and investment outlook.

, source: MarketWatch

Visit a quote page and your recently viewed tickers will be displayed here. Ken R. Bramlett is currently the Chairman at World Acceptance Corp. since 2015 and the Chairman at Bluegrass LLC since ...

WORLD ACCEPTANCE CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of WORLD ACCEPTANCE CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - WORLD ACCEPTANCE CORP Stock Forecast

How accurate are WORLD ACCEPTANCE CORP stock predictions?

Our AI model demonstrates 20% historical accuracy for WRLD predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence WORLD ACCEPTANCE CORP stock price forecasts?

Our analysis considers WORLD ACCEPTANCE CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is WORLD ACCEPTANCE CORP a good investment in 2025?

Based on our AI analysis, WORLD ACCEPTANCE CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are WORLD ACCEPTANCE CORP forecasts updated?

WORLD ACCEPTANCE CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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