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World Acceptance Corp (WRLD) AI Forecast

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World Acceptance Corp (WRLD) Stock Forecast 2025

World Acceptance Corp (WRLD) AI Stock Price Forecast & Investment Analysis

World Acceptance Corp Stock Price Chart and Technical Analysis

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World Acceptance Corp (WRLD) - Comprehensive Stock Analysis & Investment Research

Deep dive into World Acceptance Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 2:26 p.m. (UTC)

World Acceptance Corp Investment Summary

When evaluating whether World Acceptance Corp (WRLD) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

World Acceptance Corp (WRLD) operates within the Finance sector, specifically in the Personal Credit Institutions industry. The company employs approximately 735 people. With a market capitalization of $686 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers World Acceptance Corp's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for World Acceptance Corp along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether World Acceptance Corp is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

World Acceptance Corp (Stock Symbol: WRLD) is a prominent company operating within the Finance sector, with a specific focus on the Personal Credit Institutions industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about World Acceptance Corp's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for World Acceptance Corp...

Sector & Industry Analysis

In-depth sector dynamics and industry context for World Acceptance Corp...

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Revenue & Growth Analysis

World Acceptance Corp generates annual revenues of $573 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for World Acceptance Corp...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for World Acceptance Corp...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for World Acceptance Corp...

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Strategic Market Position

World Acceptance Corp strategically competes in the highly dynamic Personal Credit Institutions marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

World Acceptance Corp competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $274 million annually , with year-over-year cash flow growth of -22.5%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.51x indicates moderate asset turnover common in capital-intensive industries such as utilities, real estate, or heavy manufacturing. Lower turnover in these sectors is expected due to the significant infrastructure required for operations.

Financial Strength & Leverage

World Acceptance Corp (WRLD) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for World Acceptance Corp stock analysis.

Deep dive into World Acceptance Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if World Acceptance Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For World Acceptance Corp: With a P/E ratio of 16.05, the market moderately values the company's earnings.

P/E Ratio 16.05x
P/B Ratio 1.95x
Market Cap $686M
EPS $8.48
Book Value/Share $71.19
Revenue/Share $116.10
FCF/Share $29.03
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently World Acceptance Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For World Acceptance Corp: An ROE of 13.9% shows good shareholder value creation.

ROE 13.9%
ROA 5.0%
Net Margin 16.4%
EBT Margin 12.0%
Tax Rate 17.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess World Acceptance Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For World Acceptance Corp:

D/E Ratio 2.09x
Financial Leverage 3.27x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal World Acceptance Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For World Acceptance Corp: Free cash flow of $274M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $281M
Free Cash Flow $274M
Capital Spending -$7M
OCF Growth YoY -22.5%
FCF Growth YoY -20.9%
FCF/Sales 49.9%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively World Acceptance Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For World Acceptance Corp: An asset turnover of 0.51x suggests room for improvement in asset utilization.

Asset Turnover 0.51x
Fixed Assets Turnover 4.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from World Acceptance Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For World Acceptance Corp: With annual revenue of $573M, World Acceptance Corp demonstrates solid business size.

Income Statement
Total Revenue $573M
Net Income $80M
SG&A Expense $44M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 2%
Total Liabilities 69%
Dividend & Shareholder Information
Shares Outstanding 5M
Growth Metrics (YoY)
EPS Growth 3.7%

Latest World Acceptance Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting World Acceptance Corp (WRLD) stock price and investment outlook.

source: Law

World Acceptance Corp. and its Oklahoma subsidiary were hit with an employment lawsuit on Nov. 20 in Oklahoma District Court for Jackson County. The action was brought by the Battle Law Firm on behalf ...

source: Houston Chronicle

GREENVILLE, S.C. (AP) — GREENVILLE, S.C. (AP) — World Acceptance Corp. (WRLD) on Tuesday reported profit of $44.3 million in its fiscal fourth quarter. The Greenville, South Carolina-based company ...

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World Acceptance Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of World Acceptance Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Affirm Holdings, Inc. AFRM ██% $16.88B 59.8x 4.8x
Atlanticus Holdings Corp ATLC ██% $838M 7.1x 1.4x
Atlanticus Holdings Corp ATLCL ██% $374M 3.2x 0.6x
Atlanticus Holdings Corp ATLCP ██% $372M 3.1x 0.6x
Atlanticus Holdings Corp ATLCZ ██% $390M 3.3x 0.7x
Bread Financial Holdings, Inc. BFH ██% $3.18B 6.2x 1.0x
Credit Acceptance Corp CACC ██% $5.32B 12.5x 3.5x
Enova International, Inc. ENVA ██% $3.43B 11.1x 2.6x
Lendingclub Corp LC ██% $1.69B 12.5x 1.1x
Open Lending Corp LPRO ██% $162M 106.1x 2.2x
Nelnet Inc NNI ██% $4.75B 11.1x 1.3x
Onemain Holdings, Inc. OMF ██% $6.21B 7.9x 1.8x
Regional Management Corp. RM ██% $308M 6.9x 0.8x
Slm Corp SLM ██% $3.95B 5.3x 1.6x
Slm Corp SLMBP ██% $15.96B 25.6x 6.8x
World Acceptance Corp WRLD ██% $686M 16.1x 2.0x
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Frequently Asked Questions - World Acceptance Corp Stock Forecast

How accurate are World Acceptance Corp stock predictions?

Our AI model shows a 17% Spearman correlation coefficient for WRLD predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence World Acceptance Corp stock price forecasts?

Our analysis considers World Acceptance Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is World Acceptance Corp a good investment in 2025?

Based on our AI analysis, World Acceptance Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are World Acceptance Corp forecasts updated?

World Acceptance Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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