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HOME BANCORP, INC. (HBCP) Stock Forecast 2025 - AI Price Prediction & Analysis


HOME BANCORP, INC. (HBCP) AI Stock Price Forecast & Investment Analysis

HOME BANCORP, INC. Stock Price Chart and Technical Analysis

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HOME BANCORP, INC. (HBCP) - Comprehensive Stock Analysis & Investment Research

Deep dive into HOME BANCORP, INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about HOME BANCORP, INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For HOME BANCORP, INC.: HOME BANCORP, INC. operates in the Finance sector, making it an emerging small-cap investment.

HOME BANCORP, INC. (Stock Symbol: HBCP) is a leading company in the Finance sector , specifically operating within the Savings Institutions, Not Federally Chartered industry.

The organization employs approximately 484 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing HOME BANCORP, INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HOME BANCORP, INC.: With $140M in annual revenue and 35.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $140 million generating a 35.7% net profit margin .

Market Capitalization: $445 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12.3% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for HOME BANCORP, INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For HOME BANCORP, INC.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HOME BANCORP, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: HOME BANCORP, INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For HOME BANCORP, INC.: Strong free cash flow generation demonstrates developing operational efficiency.

HOME BANCORP, INC. strategically competes in the highly dynamic Savings Institutions, Not Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $44 million annually, complemented by impressive 11.6% year-over-year cash flow growth.

HOME BANCORP, INC. (HBCP) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HOME BANCORP, INC. stock analysis.

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Deep dive into HOME BANCORP, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HOME BANCORP, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HOME BANCORP, INC.: With a P/E ratio of 10.74, the market sees the stock as potentially undervalued.

P/E Ratio 10.74x
P/B Ratio 1.09x
Market Cap $445M
Dividend Yield 1.87%
EPS $5.26
Book Value/Share $51.75
Revenue/Share $17.74
FCF/Share $3.24
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HOME BANCORP, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HOME BANCORP, INC.: An ROE of 12.3% shows good shareholder value creation.

ROE 12.3%
ROA 1.4%
Net Margin 35.7%
EBT Margin 44.3%
Tax Rate 19.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HOME BANCORP, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HOME BANCORP, INC.:

D/E Ratio 0.09x
Financial Leverage 9.87x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HOME BANCORP, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HOME BANCORP, INC.: Free cash flow of $44M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $46M
Free Cash Flow $44M
Capital Spending $-2M
OCF Growth YoY 11.6%
FCF Growth YoY 16.9%
FCF/Sales 38.0%
CapEx/Sales 2.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HOME BANCORP, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HOME BANCORP, INC.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from HOME BANCORP, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HOME BANCORP, INC.: With annual revenue of $140M, HOME BANCORP, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $140M
SG&A Expense $46M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 29%
Total Liabilities 90%
Short-term Debt 1%
Accounts Receivable 2%
Dividend & Shareholder Information
Dividends Per Share $1.05
Payout Ratio 0.2%
Shares Outstanding 8M
Growth Metrics (YoY)
EPS Growth 8.7%

Latest HOME BANCORP, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HOME BANCORP, INC. (HBCP) stock price and investment outlook.

, source: Benzinga.com

Home Bancorp Inc currently pays a quarterly dividend of $1.08 per year for a yield of 2.16%. Home Bancorp Inc last traded ex-dividend on May 5 and the next ex-dividend date is unknown.

HOME BANCORP, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of HOME BANCORP, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AFBI Unlock Forecast - 30 Days FREE Trial $127M 18.0x 1.0x
BCOW Unlock Forecast - 30 Days FREE Trial $63M -8.5x 0.9x
BHLB Unlock Forecast - 30 Days FREE Trial $1225M 39.5x 1.0x
BLFY Unlock Forecast - 30 Days FREE Trial $205M -25.1x 0.6x
BSBK Unlock Forecast - 30 Days FREE Trial $122M -65.5x 0.9x
CULL Unlock Forecast - 30 Days FREE Trial $80M 21.9x 0.8x
ECBK Unlock Forecast - 30 Days FREE Trial $150M 28.3x 0.9x
ESSA Unlock Forecast - 30 Days FREE Trial $208M 11.3x 0.9x
EWSB Unlock Forecast - 30 Days FREE Trial $7M x 0.4x
FBLA Unlock Forecast - 30 Days FREE Trial $237M x 0.7x
FBSI Unlock Forecast - 30 Days FREE Trial $43M x 2.6x
FLG Unlock Forecast - 30 Days FREE Trial $4689M -2.8x 0.6x
FMFG Unlock Forecast - 30 Days FREE Trial $52M 11.9x 0.9x
FNWB Unlock Forecast - 30 Days FREE Trial $76M -202.4x 0.7x
FSBW Unlock Forecast - 30 Days FREE Trial $327M 9.8x 1.1x
GCBC Unlock Forecast - 30 Days FREE Trial $397M 12.7x 1.7x
GOVB Unlock Forecast - 30 Days FREE Trial $16M 25.1x 0.5x
HBCP Unlock Forecast - 30 Days FREE Trial $445M 10.7x 1.1x
HFWA Unlock Forecast - 30 Days FREE Trial $864M 17.5x 1.0x
MBBC Unlock Forecast - 30 Days FREE Trial $22M 48.1x 0.7x
MSBB Unlock Forecast - 30 Days FREE Trial $16M x 0.7x
NBBK Unlock Forecast - 30 Days FREE Trial $768M 15.0x 1.0x
NECB Unlock Forecast - 30 Days FREE Trial $311M 7.0x 0.9x
PBBK Unlock Forecast - 30 Days FREE Trial $50M 22.8x 1.0x
PBFS Unlock Forecast - 30 Days FREE Trial $338M 16.2x 1.1x
PFSB Unlock Forecast - 30 Days FREE Trial $19M 18.0x 0.5x
PVBC Unlock Forecast - 30 Days FREE Trial $229M 21.6x 1.0x
QNTO Unlock Forecast - 30 Days FREE Trial $27M 13.3x 0.5x
RBKB Unlock Forecast - 30 Days FREE Trial $150M 85.1x 1.2x
SMBC Unlock Forecast - 30 Days FREE Trial $649M 15.1x 1.4x
SRBK Unlock Forecast - 30 Days FREE Trial $138M -3.3x 0.7x
TCBS Unlock Forecast - 30 Days FREE Trial $48M 20.6x 0.9x
TCBX Unlock Forecast - 30 Days FREE Trial $696M 12.3x 1.4x
TSBK Unlock Forecast - 30 Days FREE Trial $253M 10.6x 1.0x
VWFB Unlock Forecast - 30 Days FREE Trial $22M x 0.6x
WMPN Unlock Forecast - 30 Days FREE Trial $121M 183.5x 0.9x

Frequently Asked Questions - HOME BANCORP, INC. Stock Forecast

How accurate are HOME BANCORP, INC. stock predictions?

Our AI model demonstrates 59% historical accuracy for HBCP predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HOME BANCORP, INC. stock price forecasts?

Our analysis considers HOME BANCORP, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HOME BANCORP, INC. a good investment in 2025?

Based on our AI analysis, HOME BANCORP, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HOME BANCORP, INC. forecasts updated?

HOME BANCORP, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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