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HUMANA INC (HUM) Stock Forecast 2025 - AI Price Prediction & Analysis


HUMANA INC (HUM) AI Stock Price Forecast & Investment Analysis

HUMANA INC Stock Price Chart and Technical Analysis

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HUMANA INC (HUM) - Comprehensive Stock Analysis & Investment Research

Deep dive into HUMANA INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about HUMANA INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For HUMANA INC: HUMANA INC operates in the Finance sector, positioning it as a large-cap market leader.

HUMANA INC (Stock Symbol: HUM) is a leading company in the Finance sector , specifically operating within the Hospital & Medical Service Plans industry.

The organization employs approximately 45809 professionals worldwide .

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing HUMANA INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HUMANA INC: With $123110M in annual revenue and 1.2% net margin, the company demonstrates developing profitability.

Annual Revenue: $123110 million generating a 1.2% net profit margin .

Market Capitalization: $33504 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 20.6% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for HUMANA INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For HUMANA INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HUMANA INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: HUMANA INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For HUMANA INC: Strong free cash flow generation demonstrates exceptional operational efficiency.

HUMANA INC strategically competes in the highly dynamic Hospital & Medical Service Plans marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

The company demonstrates robust operational efficiency through strong free cash flow generation of $2080 million annually, complemented by impressive 6.7% year-over-year cash flow growth.

The company maintains a healthy -39.2% gross margin, indicating strong pricing power and operational efficiency.

HUMANA INC (HUM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HUMANA INC stock analysis.

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Deep dive into HUMANA INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HUMANA INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HUMANA INC: With a P/E ratio of 21.26, the market moderately values the company's earnings.

P/E Ratio 21.26x
P/B Ratio 1.84x
Market Cap $33504M
EPS $13.08
Book Value/Share $150.48
Revenue/Share $1015.77
FCF/Share $37.34
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HUMANA INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HUMANA INC: An ROE of 20.6% demonstrates excellent shareholder value creation.

ROE 20.6%
ROA 7.3%
ROIC -63.4%
Gross Margin -39.2%
Operating Margin 2.4%
Net Margin 1.2%
EBT Margin 4.1%
Tax Rate 15.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HUMANA INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HUMANA INC: A current ratio of 5.93 indicates strong liquidity.

Current Ratio 5.93x
Quick Ratio 5.78x
D/E Ratio 0.74x
Financial Leverage 3.02x
Interest Coverage 11.2x
Working Capital $1M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HUMANA INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HUMANA INC: Free cash flow of $2080M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $3401M
Free Cash Flow $2080M
Capital Spending $-1321M
OCF Growth YoY 6.7%
FCF Growth YoY 2.8%
FCF/Sales 2.4%
CapEx/Sales 1.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HUMANA INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HUMANA INC: An asset turnover of 2.06x demonstrates efficient asset utilization.

Asset Turnover 2.06x
Receivables Turnover 6.3x
Fixed Assets Turnover 30.3x
Days Sales Outstanding 58 days
Payables Period 93 days
Understanding Financial Statement Data

What these metrics mean: Key figures from HUMANA INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HUMANA INC: With annual revenue of $123110M, HUMANA INC operates at significant scale.

Income Statement ($ Millions)
Total Revenue $123110M
SG&A Expense $12M
Cost of Goods Sold $139M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 20%
Cash & Short-term Investments 39%
Total Liabilities 67%
Short-term Debt 4%
Accounts Receivable 7%
Dividend & Shareholder Information
Dividends Per Share $0.55
Payout Ratio 0.1%
Shares Outstanding 121M
Growth Metrics (YoY)
EPS Growth 4.2%

Latest HUMANA INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HUMANA INC (HUM) stock price and investment outlook.

, source: The Business Journals

David A. Jones speaks during Business First's "What's Brewing" breakfast program. Expand to read more David A. Jones Sr., Humana Inc. co-founder and chairman emeritus, is quite the student of the U.S.

HUMANA INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of HUMANA INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - HUMANA INC Stock Forecast

How accurate are HUMANA INC stock predictions?

Our AI model demonstrates 52% historical accuracy for HUM predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HUMANA INC stock price forecasts?

Our analysis considers HUMANA INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HUMANA INC a good investment in 2025?

Based on our AI analysis, HUMANA INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HUMANA INC forecasts updated?

HUMANA INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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