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MERCURY GENERAL CORP (MCY) Stock Forecast 2025 - AI Price Prediction & Analysis


MERCURY GENERAL CORP (MCY) AI Stock Price Forecast & Investment Analysis

MERCURY GENERAL CORP Stock Price Chart and Technical Analysis

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MERCURY GENERAL CORP (MCY) - Comprehensive Stock Analysis & Investment Research

Deep dive into MERCURY GENERAL CORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about MERCURY GENERAL CORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For MERCURY GENERAL CORP: MERCURY GENERAL CORP operates in the Finance sector, establishing it as a mid-cap growth opportunity.

MERCURY GENERAL CORP (Stock Symbol: MCY) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 2918 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing MERCURY GENERAL CORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For MERCURY GENERAL CORP: With $5768M in annual revenue and 10.2% net margin, the company demonstrates solid profitability.

Annual Revenue: $5768 million generating a 10.2% net profit margin .

Market Capitalization: $4324 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): -2.8% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for MERCURY GENERAL CORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For MERCURY GENERAL CORP: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for MERCURY GENERAL CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: MERCURY GENERAL CORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For MERCURY GENERAL CORP: Strong free cash flow generation demonstrates solid operational efficiency.

MERCURY GENERAL CORP strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $392 million annually, complemented by impressive 16.5% year-over-year cash flow growth.

MERCURY GENERAL CORP (MCY) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for MERCURY GENERAL CORP stock analysis.

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Deep dive into MERCURY GENERAL CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if MERCURY GENERAL CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For MERCURY GENERAL CORP: With a P/E ratio of 11.09, the market sees the stock as potentially undervalued.

P/E Ratio 11.09x
P/B Ratio 2.15x
Market Cap $4324M
Dividend Yield 1.63%
EPS $7.04
Book Value/Share $29.78
Revenue/Share $104.14
FCF/Share $9.24
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently MERCURY GENERAL CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For MERCURY GENERAL CORP: An ROE of -2.8% indicates room for improvement in shareholder value creation.

ROE -2.8%
ROA -0.9%
Net Margin 10.2%
EBT Margin -2.3%
Tax Rate 17.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess MERCURY GENERAL CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For MERCURY GENERAL CORP:

D/E Ratio 0.21x
Financial Leverage 3.49x
Interest Coverage -4.1x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal MERCURY GENERAL CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For MERCURY GENERAL CORP: Free cash flow of $392M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $434M
Free Cash Flow $392M
Capital Spending $-42M
OCF Growth YoY 16.5%
FCF Growth YoY 18.0%
FCF/Sales 10.3%
CapEx/Sales 1.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively MERCURY GENERAL CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For MERCURY GENERAL CORP: An asset turnover of 0.58x suggests room for improvement in asset utilization.

Asset Turnover 0.58x
Fixed Assets Turnover 17.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from MERCURY GENERAL CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For MERCURY GENERAL CORP: With annual revenue of $5768M, MERCURY GENERAL CORP operates at significant scale.

Income Statement ($ Millions)
Total Revenue $5768M
Cost of Goods Sold $9M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 6%
Total Liabilities 71%
Short-term Debt 0%
Accounts Receivable 11%
Dividend & Shareholder Information
Dividends Per Share $1.27
Payout Ratio 0.2%
Shares Outstanding 55M
Growth Metrics (YoY)
EPS Growth 19.8%

Latest MERCURY GENERAL CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting MERCURY GENERAL CORP (MCY) stock price and investment outlook.

, source: Nasdaq

The company's earnings totaled $101.07 million, or $1.82 per share. This compares with $191.39 million, or $3.46 per share, last year. The company's revenue for the period fell 0.6% to $1.366 billion ...

MERCURY GENERAL CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of MERCURY GENERAL CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast - 30 Days FREE Trial $35773M 6.8x 1.7x
ACGLN Unlock Forecast - 30 Days FREE Trial $6365M 1.4x 0.3x
ACGLO Unlock Forecast - 30 Days FREE Trial $7694M 1.6x 0.4x
ACIC Unlock Forecast - 30 Days FREE Trial $522M 9.3x 2.0x
AFG Unlock Forecast - 30 Days FREE Trial $11483M 15.0x 2.5x
AFGB Unlock Forecast - 30 Days FREE Trial $1909M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1660M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1822M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1516M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $45937M 14.4x 1.1x
AII Unlock Forecast - 30 Days FREE Trial $298M x 1.0x
ALL Unlock Forecast - 30 Days FREE Trial $53657M 9.2x 2.2x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6991M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $6041M 1.0x 0.3x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5633M 1.0x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7366M 1.3x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $863M 17.1x 3.3x
ASIC Unlock Forecast - 30 Days FREE Trial $1017M x 1.8x
AXS Unlock Forecast - 30 Days FREE Trial $7849M 8.8x 1.3x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1717M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $983M 19.9x 2.4x
CB Unlock Forecast - 30 Days FREE Trial $120338M 13.1x 1.7x
CINF Unlock Forecast - 30 Days FREE Trial $24035M 13.2x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12901M 14.7x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $9M 0.3x 0.3x
CNFRZ Unlock Forecast - 30 Days FREE Trial $259M 8.4x 9.2x
DGICA Unlock Forecast - 30 Days FREE Trial $0M 18.0x 0.0x
DGICB Unlock Forecast - 30 Days FREE Trial $0M 18.3x 0.0x
EG Unlock Forecast - 30 Days FREE Trial $25298M 31.4x 1.7x
EIG Unlock Forecast - 30 Days FREE Trial $1124M 11.4x 1.0x
ESGR Unlock Forecast - 30 Days FREE Trial $5038M 6.1x 0.8x
ESGRO Unlock Forecast - 30 Days FREE Trial $286M 0.4x 0.1x
ESGRP Unlock Forecast - 30 Days FREE Trial $305M 0.4x 0.1x
FIHL Unlock Forecast - 30 Days FREE Trial $1873M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $425M 15.1x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $439M 11.6x 0.7x
HCI Unlock Forecast - 30 Days FREE Trial $2357M 16.4x 3.1x
HCIIP Unlock Forecast - 30 Days FREE Trial $136M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2548M 4.4x 1.0x
HIG Unlock Forecast - 30 Days FREE Trial $37298M 11.8x 2.2x
HIPO Unlock Forecast - 30 Days FREE Trial $665M -4.4x 2.1x
HMN Unlock Forecast - 30 Days FREE Trial $1922M 13.7x 1.4x
HRTG Unlock Forecast - 30 Days FREE Trial $683M 6.4x 1.8x
ICCH Unlock Forecast - 30 Days FREE Trial $71M 21.6x 1.0x
JRVR Unlock Forecast - 30 Days FREE Trial $317M -1.6x 0.6x
KFS Unlock Forecast - 30 Days FREE Trial $814M -29.1x 46.7x
KG Unlock Forecast - 30 Days FREE Trial $198M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $194M 7.0x 2.0x
KMPB Unlock Forecast - 30 Days FREE Trial $1534M 4.5x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3428M 10.0x 1.2x
KNSL Unlock Forecast - 30 Days FREE Trial $9918M 22.2x 5.8x
L Unlock Forecast - 30 Days FREE Trial $21292M 15.8x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3901M -13.8x 7.4x
MCY Unlock Forecast - 30 Days FREE Trial $4324M 11.1x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1515M -44.3x 40.3x
MHLD Unlock Forecast - 30 Days FREE Trial $115M -3.8x 3.1x
MHNC Unlock Forecast - 30 Days FREE Trial $1784M -44.4x 47.5x
MKL Unlock Forecast - 30 Days FREE Trial $24239M 10.4x 1.4x
NODK Unlock Forecast - 30 Days FREE Trial $272M -48.6x 1.2x
OXBR Unlock Forecast - 30 Days FREE Trial $18M -10.3x 3.4x
OXBRW Unlock Forecast - 30 Days FREE Trial $2M x 0.6x
PGR Unlock Forecast - 30 Days FREE Trial $144815M 13.9x 4.4x
PLMR Unlock Forecast - 30 Days FREE Trial $3336M 21.5x 3.9x
PRA Unlock Forecast - 30 Days FREE Trial $1222M 25.1x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $6129M 19.0x 3.5x
RNR Unlock Forecast - 30 Days FREE Trial $18875M 9.5x 1.8x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1816M 0.9x 0.2x
RNR-PG Unlock Forecast - 30 Days FREE Trial $1318M 0.7x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $2381M 27.9x 9.7x
SAFT Unlock Forecast - 30 Days FREE Trial $1078M 12.7x 1.2x
SIGI Unlock Forecast - 30 Days FREE Trial $4821M 12.6x 1.4x
SIGIP Unlock Forecast - 30 Days FREE Trial $1102M 2.9x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $2017M 15.3x 2.2x
SLDE Unlock Forecast - 30 Days FREE Trial $1722M x 2.0x
SPNT Unlock Forecast - 30 Days FREE Trial $2210M 19.1x 1.1x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2996M 25.8x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6520M 11.7x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $1263M 22.5x 2.5x
TRV Unlock Forecast - 30 Days FREE Trial $62554M 11.9x 2.1x
UFCS Unlock Forecast - 30 Days FREE Trial $821M 8.9x 1.0x
UVE Unlock Forecast - 30 Days FREE Trial $713M 10.7x 1.6x
WRB Unlock Forecast - 30 Days FREE Trial $28899M 16.4x 3.1x
WRB-PE Unlock Forecast - 30 Days FREE Trial $9617M 5.5x 1.0x
WTM Unlock Forecast - 30 Days FREE Trial $5314M 25.9x 1.1x

Frequently Asked Questions - MERCURY GENERAL CORP Stock Forecast

How accurate are MERCURY GENERAL CORP stock predictions?

Our AI model demonstrates 53% historical accuracy for MCY predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence MERCURY GENERAL CORP stock price forecasts?

Our analysis considers MERCURY GENERAL CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is MERCURY GENERAL CORP a good investment in 2025?

Based on our AI analysis, MERCURY GENERAL CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are MERCURY GENERAL CORP forecasts updated?

MERCURY GENERAL CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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