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NMI Holdings, Inc. (NMIH) Stock Forecast 2025 - AI Price Prediction & Analysis


NMI Holdings, Inc. (NMIH) AI Stock Price Forecast & Investment Analysis

NMI Holdings, Inc. Stock Price Chart and Technical Analysis

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NMI Holdings, Inc. (NMIH) - Comprehensive Stock Analysis & Investment Research

Deep dive into NMI Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about NMI Holdings, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For NMI Holdings, Inc.: NMI Holdings, Inc. operates in the Finance sector, establishing it as a mid-cap growth opportunity.

NMI Holdings, Inc. (Stock Symbol: NMIH) is a leading company in the Finance sector , specifically operating within the Surety Insurance industry.

The organization employs approximately 281 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing NMI Holdings, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NMI Holdings, Inc.: With $679M in annual revenue and 55.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $679 million generating a 55.3% net profit margin .

Market Capitalization: $3141 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 16.9% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for NMI Holdings, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For NMI Holdings, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for NMI Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: NMI Holdings, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For NMI Holdings, Inc.: Strong free cash flow generation demonstrates solid operational efficiency.

NMI Holdings, Inc. strategically competes in the highly dynamic Surety Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $309 million annually, complemented by impressive 21.4% year-over-year cash flow growth.

The company maintains a healthy 16.2% gross margin, indicating strong pricing power and operational efficiency.

NMI Holdings, Inc. (NMIH) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for NMI Holdings, Inc. stock analysis.

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Deep dive into NMI Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if NMI Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For NMI Holdings, Inc.: With a P/E ratio of 8.32, the market sees the stock as potentially undervalued.

P/E Ratio 8.32x
P/B Ratio 1.30x
Market Cap $3141M
Dividend Yield 9.02%
EPS $4.80
Book Value/Share $30.42
Revenue/Share $8.54
FCF/Share $3.61
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently NMI Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NMI Holdings, Inc.: An ROE of 16.9% demonstrates excellent shareholder value creation.

ROE 16.9%
ROA 10.7%
ROIC 3.8%
Gross Margin 16.2%
Operating Margin 4.0%
Net Margin 55.3%
EBT Margin 63.4%
Tax Rate 22.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess NMI Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For NMI Holdings, Inc.: A current ratio of 1.57 shows adequate liquidity.

Current Ratio 1.57x
Quick Ratio 1.12x
D/E Ratio 0.26x
Financial Leverage 1.58x
Interest Coverage 10.9x
Working Capital $591M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal NMI Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For NMI Holdings, Inc.: Free cash flow of $309M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $321M
Free Cash Flow $309M
Capital Spending $-12M
OCF Growth YoY 21.4%
FCF Growth YoY 21.3%
FCF/Sales 62.0%
CapEx/Sales 2.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively NMI Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For NMI Holdings, Inc.: An asset turnover of 0.21x suggests room for improvement in asset utilization.

Asset Turnover 0.21x
Receivables Turnover 5.0x
Inventory Turnover 8.0x
Fixed Assets Turnover 38.0x
Days Sales Outstanding 73 days
Days Inventory 46 days
Payables Period 48 days
Cash Conversion Cycle 71 days
Understanding Financial Statement Data

What these metrics mean: Key figures from NMI Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For NMI Holdings, Inc.: With annual revenue of $679M, NMI Holdings, Inc. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $679M
Operating Income $283M
R&D Expense $5M
SG&A Expense $1M
Cost of Goods Sold $84M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 47%
Cash & Short-term Investments 88%
Total Liabilities 37%
Short-term Debt 7%
Accounts Receivable 3%
Inventory 11%
Dividend & Shareholder Information
Dividends Per Share $1.86
Payout Ratio 114.8%
Shares Outstanding 80M
Growth Metrics (YoY)
EPS Growth 12.5%

Latest NMI Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting NMI Holdings, Inc. (NMIH) stock price and investment outlook.

, source: Seeking Alpha

EMERYVILLE, Calif., Sept. 11, 2023 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (NMIH),, the parent company of National Mortgage Insurance Corporation (National MI), today announced that Lesley Alli and ...

, source: Business Insider

About NMI Holdings, Inc. NMI Holdings, Inc. (NASDAQ: NMIH), is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company ...

NMI Holdings, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of NMI Holdings, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - NMI Holdings, Inc. Stock Forecast

How accurate are NMI Holdings, Inc. stock predictions?

Our AI model demonstrates 67% historical accuracy for NMIH predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence NMI Holdings, Inc. stock price forecasts?

Our analysis considers NMI Holdings, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is NMI Holdings, Inc. a good investment in 2025?

Based on our AI analysis, NMI Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are NMI Holdings, Inc. forecasts updated?

NMI Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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