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NI Holdings, Inc. (NODK) Stock Forecast 2025 - AI Price Prediction & Analysis


NI Holdings, Inc. (NODK) AI Stock Price Forecast & Investment Analysis

NI Holdings, Inc. Stock Price Chart and Technical Analysis

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NI Holdings, Inc. (NODK) - Comprehensive Stock Analysis & Investment Research

Deep dive into NI Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about NI Holdings, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For NI Holdings, Inc.: NI Holdings, Inc. operates in the Finance sector, making it an emerging small-cap investment.

NI Holdings, Inc. (Stock Symbol: NODK) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 233 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing NI Holdings, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NI Holdings, Inc.: With $310M in annual revenue and 13.4% net margin, the company demonstrates solid profitability.

Annual Revenue: $310 million generating a 13.4% net profit margin .

Market Capitalization: $272 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 0.2% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for NI Holdings, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For NI Holdings, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for NI Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: NI Holdings, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For NI Holdings, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

NI Holdings, Inc. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $21 million annually, complemented by impressive 98.8% year-over-year cash flow growth.

NI Holdings, Inc. (NODK) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for NI Holdings, Inc. stock analysis.

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Deep dive into NI Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if NI Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For NI Holdings, Inc.: With a P/E ratio of -48.61, the market sees the stock as potentially undervalued.

P/E Ratio -48.61x
P/B Ratio 1.15x
Market Cap $272M
EPS $-0.09
Book Value/Share $14.62
Revenue/Share $14.50
FCF/Share $2.60
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently NI Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NI Holdings, Inc.: An ROE of 0.2% indicates room for improvement in shareholder value creation.

ROE 0.2%
ROA 0.1%
Operating Margin -60.5%
Net Margin 13.4%
EBT Margin 0.4%
Tax Rate 52.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess NI Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For NI Holdings, Inc.:

Financial Leverage 1.90x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal NI Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For NI Holdings, Inc.: Free cash flow of $21M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $22M
Free Cash Flow $21M
Capital Spending $-1M
OCF Growth YoY 98.8%
FCF Growth YoY 107.0%
FCF/Sales 6.6%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively NI Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For NI Holdings, Inc.: An asset turnover of 0.51x suggests room for improvement in asset utilization.

Asset Turnover 0.51x
Fixed Assets Turnover 32.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from NI Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For NI Holdings, Inc.: With annual revenue of $310M, NI Holdings, Inc. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $310M
Operating Income $-221M
Net Income $18M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 9%
Total Liabilities 47%
Accounts Receivable 12%
Dividend & Shareholder Information
Shares Outstanding 21M
Growth Metrics (YoY)
EPS Growth -10.6%

Latest NI Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting NI Holdings, Inc. (NODK) stock price and investment outlook.

, source: Seeking Alpha

FARGO, N.D., Nov. 22, 2024 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NODK) announced today the appointment of Seth C. Daggett as President and Chief Executive Officer (CEO), effective December 1, 2024.

, source: Markets Insider

NI Holdings, Inc. had 20,675,337 shares of common stock outstanding as of July 31, 2025, per the Company’s quarterly report on Form 10-Q for the quarter ended June 30, 2025.

, source: Seeking Alpha

FARGO, N.D., Aug. 04, 2022 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NIHD) (NASDAQ: NODK) announced today results for quarter ended June 30, 2022. (1) Direct written premiums represents the amount of ...

, source: Morningstar

FARGO, N.D., July 17, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (the “Company”, NASDAQ: NODK) today announced a strategic leadership appointment to support the Company’s long-term growth and ...

NI Holdings, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of NI Holdings, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast - 30 Days FREE Trial $35773M 6.8x 1.7x
ACGLN Unlock Forecast - 30 Days FREE Trial $6365M 1.4x 0.3x
ACGLO Unlock Forecast - 30 Days FREE Trial $7694M 1.6x 0.4x
ACIC Unlock Forecast - 30 Days FREE Trial $522M 9.3x 2.0x
AFG Unlock Forecast - 30 Days FREE Trial $11483M 15.0x 2.5x
AFGB Unlock Forecast - 30 Days FREE Trial $1909M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1660M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1822M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1516M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $45937M 14.4x 1.1x
AII Unlock Forecast - 30 Days FREE Trial $298M x 1.0x
ALL Unlock Forecast - 30 Days FREE Trial $53657M 9.2x 2.2x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6991M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $6041M 1.0x 0.3x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5633M 1.0x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7366M 1.3x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $863M 17.1x 3.3x
ASIC Unlock Forecast - 30 Days FREE Trial $1017M x 1.8x
AXS Unlock Forecast - 30 Days FREE Trial $7849M 8.8x 1.3x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1717M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $983M 19.9x 2.4x
CB Unlock Forecast - 30 Days FREE Trial $120338M 13.1x 1.7x
CINF Unlock Forecast - 30 Days FREE Trial $24035M 13.2x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12901M 14.7x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $9M 0.3x 0.3x
CNFRZ Unlock Forecast - 30 Days FREE Trial $259M 8.4x 9.2x
DGICA Unlock Forecast - 30 Days FREE Trial $0M 18.0x 0.0x
DGICB Unlock Forecast - 30 Days FREE Trial $0M 18.3x 0.0x
EG Unlock Forecast - 30 Days FREE Trial $25298M 31.4x 1.7x
EIG Unlock Forecast - 30 Days FREE Trial $1124M 11.4x 1.0x
ESGR Unlock Forecast - 30 Days FREE Trial $5038M 6.1x 0.8x
ESGRO Unlock Forecast - 30 Days FREE Trial $286M 0.4x 0.1x
ESGRP Unlock Forecast - 30 Days FREE Trial $305M 0.4x 0.1x
FIHL Unlock Forecast - 30 Days FREE Trial $1873M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $425M 15.1x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $439M 11.6x 0.7x
HCI Unlock Forecast - 30 Days FREE Trial $2357M 16.4x 3.1x
HCIIP Unlock Forecast - 30 Days FREE Trial $136M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2548M 4.4x 1.0x
HIG Unlock Forecast - 30 Days FREE Trial $37298M 11.8x 2.2x
HIPO Unlock Forecast - 30 Days FREE Trial $665M -4.4x 2.1x
HMN Unlock Forecast - 30 Days FREE Trial $1922M 13.7x 1.4x
HRTG Unlock Forecast - 30 Days FREE Trial $683M 6.4x 1.8x
ICCH Unlock Forecast - 30 Days FREE Trial $71M 21.6x 1.0x
JRVR Unlock Forecast - 30 Days FREE Trial $317M -1.6x 0.6x
KFS Unlock Forecast - 30 Days FREE Trial $814M -29.1x 46.7x
KG Unlock Forecast - 30 Days FREE Trial $198M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $194M 7.0x 2.0x
KMPB Unlock Forecast - 30 Days FREE Trial $1534M 4.5x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3428M 10.0x 1.2x
KNSL Unlock Forecast - 30 Days FREE Trial $9918M 22.2x 5.8x
L Unlock Forecast - 30 Days FREE Trial $21292M 15.8x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3630M -13.8x 6.9x
MCY Unlock Forecast - 30 Days FREE Trial $4313M 11.1x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1515M -44.3x 40.3x
MHLD Unlock Forecast - 30 Days FREE Trial $115M -3.8x 3.1x
MHNC Unlock Forecast - 30 Days FREE Trial $1784M -44.4x 47.5x
MKL Unlock Forecast - 30 Days FREE Trial $24239M 10.4x 1.4x
NODK Unlock Forecast - 30 Days FREE Trial $272M -48.6x 1.2x
OXBR Unlock Forecast - 30 Days FREE Trial $18M -10.3x 3.4x
OXBRW Unlock Forecast - 30 Days FREE Trial $2M x 0.6x
PGR Unlock Forecast - 30 Days FREE Trial $144815M 13.9x 4.4x
PLMR Unlock Forecast - 30 Days FREE Trial $3336M 21.5x 3.9x
PRA Unlock Forecast - 30 Days FREE Trial $1222M 25.1x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $6129M 19.0x 3.5x
RNR Unlock Forecast - 30 Days FREE Trial $18875M 9.5x 1.8x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1816M 0.9x 0.2x
RNR-PG Unlock Forecast - 30 Days FREE Trial $1318M 0.7x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $2381M 27.9x 9.7x
SAFT Unlock Forecast - 30 Days FREE Trial $1078M 12.7x 1.2x
SIGI Unlock Forecast - 30 Days FREE Trial $4780M 12.5x 1.4x
SIGIP Unlock Forecast - 30 Days FREE Trial $1102M 2.9x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $2017M 15.3x 2.2x
SLDE Unlock Forecast - 30 Days FREE Trial $1722M x 2.0x
SPNT Unlock Forecast - 30 Days FREE Trial $2210M 19.1x 1.1x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2996M 25.8x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6520M 11.7x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $1263M 22.5x 2.5x
TRV Unlock Forecast - 30 Days FREE Trial $62554M 11.9x 2.1x
UFCS Unlock Forecast - 30 Days FREE Trial $821M 8.9x 1.0x
UVE Unlock Forecast - 30 Days FREE Trial $713M 10.7x 1.6x
WRB Unlock Forecast - 30 Days FREE Trial $28899M 16.4x 3.1x
WRB-PE Unlock Forecast - 30 Days FREE Trial $9617M 5.5x 1.0x
WTM Unlock Forecast - 30 Days FREE Trial $5213M 25.4x 1.1x

Frequently Asked Questions - NI Holdings, Inc. Stock Forecast

How accurate are NI Holdings, Inc. stock predictions?

Our AI model demonstrates 60% historical accuracy for NODK predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence NI Holdings, Inc. stock price forecasts?

Our analysis considers NI Holdings, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is NI Holdings, Inc. a good investment in 2025?

Based on our AI analysis, NI Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are NI Holdings, Inc. forecasts updated?

NI Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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