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UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) Stock Forecast 2025 - AI Price Prediction & Analysis


UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) AI Stock Price Forecast & Investment Analysis

UNIVERSAL INSURANCE HOLDINGS, INC. Stock Price Chart and Technical Analysis

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UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) - Comprehensive Stock Analysis & Investment Research

Deep dive into UNIVERSAL INSURANCE HOLDINGS, INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about UNIVERSAL INSURANCE HOLDINGS, INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For UNIVERSAL INSURANCE HOLDINGS, INC.: UNIVERSAL INSURANCE HOLDINGS, INC. operates in the Finance sector, making it an emerging small-cap investment.

UNIVERSAL INSURANCE HOLDINGS, INC. (Stock Symbol: UVE) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 26 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing UNIVERSAL INSURANCE HOLDINGS, INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For UNIVERSAL INSURANCE HOLDINGS, INC.: With $1567M in annual revenue and 4.8% net margin, the company demonstrates developing profitability.

Annual Revenue: $1567 million generating a 4.8% net profit margin .

Market Capitalization: $713 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 2.7% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for UNIVERSAL INSURANCE HOLDINGS, INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For UNIVERSAL INSURANCE HOLDINGS, INC.: Unlock premium access to view detailed AI predictions and price targets.

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Understanding Market Position

What this analysis covers: UNIVERSAL INSURANCE HOLDINGS, INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For UNIVERSAL INSURANCE HOLDINGS, INC.: Strong free cash flow generation demonstrates solid operational efficiency.

UNIVERSAL INSURANCE HOLDINGS, INC. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $138 million annually, complemented by impressive -65.3% year-over-year cash flow growth.

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for UNIVERSAL INSURANCE HOLDINGS, INC. stock analysis.

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Deep dive into UNIVERSAL INSURANCE HOLDINGS, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if UNIVERSAL INSURANCE HOLDINGS, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For UNIVERSAL INSURANCE HOLDINGS, INC.: With a P/E ratio of 10.74, the market sees the stock as potentially undervalued.

P/E Ratio 10.74x
P/B Ratio 1.56x
Market Cap $713M
Dividend Yield 3.13%
EPS $2.40
Book Value/Share $15.80
Revenue/Share $54.09
FCF/Share $5.71
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently UNIVERSAL INSURANCE HOLDINGS, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For UNIVERSAL INSURANCE HOLDINGS, INC.: An ROE of 2.7% indicates room for improvement in shareholder value creation.

ROE 2.7%
ROA 0.7%
Net Margin 4.8%
EBT Margin 1.3%
Tax Rate 20.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess UNIVERSAL INSURANCE HOLDINGS, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For UNIVERSAL INSURANCE HOLDINGS, INC.:

D/E Ratio 0.26x
Financial Leverage 4.41x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal UNIVERSAL INSURANCE HOLDINGS, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For UNIVERSAL INSURANCE HOLDINGS, INC.: Free cash flow of $138M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $146M
Free Cash Flow $138M
Capital Spending $-8M
OCF Growth YoY -65.3%
FCF Growth YoY -83.5%
FCF/Sales 12.0%
CapEx/Sales 0.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively UNIVERSAL INSURANCE HOLDINGS, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For UNIVERSAL INSURANCE HOLDINGS, INC.: An asset turnover of 0.66x suggests room for improvement in asset utilization.

Asset Turnover 0.66x
Fixed Assets Turnover 21.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from UNIVERSAL INSURANCE HOLDINGS, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For UNIVERSAL INSURANCE HOLDINGS, INC.: With annual revenue of $1567M, UNIVERSAL INSURANCE HOLDINGS, INC. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1567M
SG&A Expense $7M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 71%
Total Liabilities 77%
Short-term Debt 1%
Accounts Receivable 10%
Dividend & Shareholder Information
Dividends Per Share $0.77
Payout Ratio 0.3%
Shares Outstanding 29M
Growth Metrics (YoY)
EPS Growth 12.4%

Latest UNIVERSAL INSURANCE HOLDINGS, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) stock price and investment outlook.

UNIVERSAL INSURANCE HOLDINGS, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of UNIVERSAL INSURANCE HOLDINGS, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast - 30 Days FREE Trial $35773M 6.8x 1.7x
ACGLN Unlock Forecast - 30 Days FREE Trial $6365M 1.4x 0.3x
ACGLO Unlock Forecast - 30 Days FREE Trial $7694M 1.6x 0.4x
ACIC Unlock Forecast - 30 Days FREE Trial $522M 9.3x 2.0x
AFG Unlock Forecast - 30 Days FREE Trial $11582M 15.2x 2.6x
AFGB Unlock Forecast - 30 Days FREE Trial $1909M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1660M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1822M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1516M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $46219M 14.5x 1.1x
AII Unlock Forecast - 30 Days FREE Trial $298M x 1.0x
ALL Unlock Forecast - 30 Days FREE Trial $53681M 9.2x 2.2x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6991M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $6041M 1.0x 0.3x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5633M 1.0x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7366M 1.3x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $869M 17.2x 3.3x
ASIC Unlock Forecast - 30 Days FREE Trial $1039M x 1.9x
AXS Unlock Forecast - 30 Days FREE Trial $7842M 8.8x 1.3x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1717M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $1028M 20.8x 2.5x
CB Unlock Forecast - 30 Days FREE Trial $120138M 13.1x 1.7x
CINF Unlock Forecast - 30 Days FREE Trial $24252M 13.3x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12879M 14.7x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $9M 0.3x 0.3x
CNFRZ Unlock Forecast - 30 Days FREE Trial $259M 8.4x 9.2x
DGICA Unlock Forecast - 30 Days FREE Trial $0M 18.0x 0.0x
DGICB Unlock Forecast - 30 Days FREE Trial $0M 18.3x 0.0x
EG Unlock Forecast - 30 Days FREE Trial $25341M 31.4x 1.7x
EIG Unlock Forecast - 30 Days FREE Trial $1124M 11.4x 1.0x
ESGR Unlock Forecast - 30 Days FREE Trial $5038M 6.1x 0.8x
ESGRO Unlock Forecast - 30 Days FREE Trial $286M 0.4x 0.1x
ESGRP Unlock Forecast - 30 Days FREE Trial $305M 0.4x 0.1x
FIHL Unlock Forecast - 30 Days FREE Trial $1922M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $425M 15.1x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $439M 11.6x 0.7x
HCI Unlock Forecast - 30 Days FREE Trial $2357M 16.4x 3.1x
HCIIP Unlock Forecast - 30 Days FREE Trial $136M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2548M 4.4x 1.0x
HIG Unlock Forecast - 30 Days FREE Trial $37298M 11.8x 2.2x
HIPO Unlock Forecast - 30 Days FREE Trial $665M -4.4x 2.1x
HMN Unlock Forecast - 30 Days FREE Trial $1922M 13.7x 1.4x
HRTG Unlock Forecast - 30 Days FREE Trial $747M 7.0x 2.0x
ICCH Unlock Forecast - 30 Days FREE Trial $71M 21.6x 1.0x
JRVR Unlock Forecast - 30 Days FREE Trial $317M -1.6x 0.6x
KFS Unlock Forecast - 30 Days FREE Trial $814M -29.1x 46.7x
KG Unlock Forecast - 30 Days FREE Trial $198M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $194M 7.0x 2.0x
KMPB Unlock Forecast - 30 Days FREE Trial $1534M 4.5x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3428M 10.0x 1.2x
KNSL Unlock Forecast - 30 Days FREE Trial $10306M 23.1x 6.0x
L Unlock Forecast - 30 Days FREE Trial $21245M 15.8x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3901M -13.8x 7.4x
MCY Unlock Forecast - 30 Days FREE Trial $4324M 11.1x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1515M -44.3x 40.3x
MHLD Unlock Forecast - 30 Days FREE Trial $115M -3.8x 3.1x
MHNC Unlock Forecast - 30 Days FREE Trial $1784M -44.4x 47.5x
MKL Unlock Forecast - 30 Days FREE Trial $24239M 10.4x 1.4x
NODK Unlock Forecast - 30 Days FREE Trial $272M -48.6x 1.2x
OXBR Unlock Forecast - 30 Days FREE Trial $18M -10.3x 3.4x
OXBRW Unlock Forecast - 30 Days FREE Trial $2M x 0.6x
PGR Unlock Forecast - 30 Days FREE Trial $142964M 13.7x 4.4x
PLMR Unlock Forecast - 30 Days FREE Trial $3336M 21.5x 3.9x
PRA Unlock Forecast - 30 Days FREE Trial $1224M 25.1x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $6205M 19.2x 3.6x
RNR Unlock Forecast - 30 Days FREE Trial $18861M 9.4x 1.8x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1816M 0.9x 0.2x
RNR-PG Unlock Forecast - 30 Days FREE Trial $1318M 0.7x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $2466M 28.9x 10.1x
SAFT Unlock Forecast - 30 Days FREE Trial $1080M 12.7x 1.2x
SIGI Unlock Forecast - 30 Days FREE Trial $4821M 12.6x 1.4x
SIGIP Unlock Forecast - 30 Days FREE Trial $1102M 2.9x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $2017M 15.3x 2.2x
SLDE Unlock Forecast - 30 Days FREE Trial $1758M x 2.0x
SPNT Unlock Forecast - 30 Days FREE Trial $2210M 19.1x 1.1x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2996M 25.8x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6562M 11.8x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $1263M 22.5x 2.5x
TRV Unlock Forecast - 30 Days FREE Trial $62834M 12.0x 2.1x
UFCS Unlock Forecast - 30 Days FREE Trial $821M 8.9x 1.0x
UVE Unlock Forecast - 30 Days FREE Trial $713M 10.7x 1.6x
WRB Unlock Forecast - 30 Days FREE Trial $28951M 16.4x 3.1x
WRB-PE Unlock Forecast - 30 Days FREE Trial $9617M 5.5x 1.0x
WTM Unlock Forecast - 30 Days FREE Trial $5314M 25.9x 1.1x

Frequently Asked Questions - UNIVERSAL INSURANCE HOLDINGS, INC. Stock Forecast

How accurate are UNIVERSAL INSURANCE HOLDINGS, INC. stock predictions?

Our AI model demonstrates 57% historical accuracy for UVE predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence UNIVERSAL INSURANCE HOLDINGS, INC. stock price forecasts?

Our analysis considers UNIVERSAL INSURANCE HOLDINGS, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is UNIVERSAL INSURANCE HOLDINGS, INC. a good investment in 2025?

Based on our AI analysis, UNIVERSAL INSURANCE HOLDINGS, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are UNIVERSAL INSURANCE HOLDINGS, INC. forecasts updated?

UNIVERSAL INSURANCE HOLDINGS, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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