AFG vs THG: stock comparison and AI forecast
American Financial Group Inc (AFG) and Hanover Insurance Group, Inc. (THG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AFG American Financial Group Inc
- Price
- $155.17 +18.1% · 6M
- Market Cap
- $12.87B
- P/E Ratio
- 13.6x
- Size
- large-cap
- AI Forecast
THG Hanover Insurance Group, Inc.
- Price
- $248.40 +35.5% · 6M
- Market Cap
- $8.65B
- P/E Ratio
- 11.9x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- AFG is 1.5 times larger than THG by market capitalization ($12.87B against $8.65B).
- THG trades at 11.9 times trailing earnings, AFG at 13.6 times.
- Over the last six months THG returned +35.5% and AFG +18.1%.
- AFG turns 11.5% of its revenue into net income, against 11.0% for THG.
- AFG carries 5.85 times debt per unit of equity, against 3.95 times for THG.
- AFG yields 8.79% in dividends and THG 1.54%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AFG | THG |
|---|---|---|
| Market Cap | $12.87B | $8.65B |
| P/E Ratio | 13.55x | 11.89x |
| P/B Ratio | 2.67x | 2.51x |
| Dividend Yield | 8.79% | 1.54% |
| EPS | $11.45 | $20.90 |
| Book Value/Share | $58.14 | $98.84 |
| Revenue/Share | $99.83 | $196.29 |
| FCF/Share | – | $35.03 |
Profitability & Margins
| Metric | AFG | THG |
|---|---|---|
| ROE | 19.8% | 21.8% |
| ROA | 2.9% | 4.4% |
| Operating Margin | 14.5% | 15.2% |
| Net Margin | 11.5% | 11.0% |
| EBT Margin | 15.2% | 14.0% |
| Tax Rate | 19.8% | 22.1% |
Financial Health
| Metric | AFG | THG |
|---|---|---|
| D/E Ratio | 5.85x | 3.95x |
| Financial Leverage | 6.85x | 4.95x |
| Interest Coverage | 13.2x | 24.4x |
Cash Flow
| Metric | AFG | THG |
|---|---|---|
| Operating Cash Flow | $1.57B | $1.23B |
| Free Cash Flow | – | $1.22B |
| Capital Spending | – | -$9M |
| OCF Growth YoY | -6.0% | 21.3% |
| FCF Growth YoY | – | 21.5% |
| FCF/Sales | – | 17.9% |
| CapEx/Sales | – | 0.1% |
Operational Efficiency
| Metric | AFG | THG |
|---|---|---|
| Asset Turnover | 0.25x | 0.40x |
Income Statement
| Metric | AFG | THG |
|---|---|---|
| Total Revenue | $8.28B | $6.83B |
| Operating Income | $1.20B | $1.04B |
| Net Income | $953M | $750M |
| SG&A Expense | $2.11B | – |
Dividend & Shareholder Information
| Metric | AFG | THG |
|---|---|---|
| Dividends Per Share | $13.64 | $3.83 |
| Payout Ratio | 119.1% | 18.3% |
| Shares Outstanding | 83M | 35M |
| Net Income Growth | 24.7% | 18.6% |
| EPS Growth | 25.8% | 20.8% |
AFG vs THG: stock comparison and AI forecast
Which is bigger, AFG or THG?
AFG is 1.5 times larger than THG by market capitalization ($12.87B against $8.65B).
Which is cheaper on earnings, AFG or THG?
THG trades at 11.9 times trailing earnings, AFG at 13.6 times.
Which stock performed better over the last six months, AFG or THG?
Over the last six months THG returned +35.5% and AFG +18.1%.
Which one does Intratio's AI model rank higher, AFG or THG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.