KNSL vs THG: stock comparison and AI forecast
Kinsale Capital Group, Inc. (KNSL) and Hanover Insurance Group, Inc. (THG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
KNSL Kinsale Capital Group, Inc.
- Market Cap
- $8.63B
- P/E Ratio
- 16.7x
- Size
- mid-cap
- AI Forecast
THG Hanover Insurance Group, Inc.
- Market Cap
- $8.65B
- P/E Ratio
- 11.9x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- KNSL and THG have similar market capitalizations ($8.63B and $8.65B).
- THG trades at 11.9 times trailing earnings, KNSL at 16.7 times.
- KNSL turns 26.9% of its revenue into net income, against 11.0% for THG.
- THG carries 3.95 times debt per unit of equity, against 2.35 times for KNSL.
- THG yields 1.54% in dividends and KNSL 0.24%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | KNSL | THG |
|---|---|---|
| Market Cap | $8.63B | $8.65B |
| P/E Ratio | 16.74x | 11.89x |
| P/B Ratio | 4.50x | 2.51x |
| Dividend Yield | 0.24% | 1.54% |
| EPS | $22.91 | $20.90 |
| Book Value/Share | $85.25 | $98.84 |
| Revenue/Share | $86.77 | $196.29 |
| FCF/Share | $43.23 | $35.03 |
Profitability & Margins
| Metric | KNSL | THG |
|---|---|---|
| ROE | 27.4% | 21.8% |
| ROA | 8.2% | 4.4% |
| Operating Margin | – | 15.2% |
| Net Margin | 26.9% | 11.0% |
| EBT Margin | 33.7% | 14.0% |
| Tax Rate | 20.2% | 22.1% |
Financial Health
| Metric | KNSL | THG |
|---|---|---|
| D/E Ratio | 2.35x | 3.95x |
| Financial Leverage | 3.35x | 4.95x |
| Interest Coverage | – | 24.4x |
Cash Flow
| Metric | KNSL | THG |
|---|---|---|
| Operating Cash Flow | $996M | $1.23B |
| Free Cash Flow | $973M | $1.22B |
| Capital Spending | -$23M | -$9M |
| OCF Growth YoY | -1.9% | 21.3% |
| FCF Growth YoY | 1.2% | 21.5% |
| FCF/Sales | 49.8% | 17.9% |
| CapEx/Sales | 1.2% | 0.1% |
Operational Efficiency
| Metric | KNSL | THG |
|---|---|---|
| Asset Turnover | 0.30x | 0.40x |
| Fixed Assets Turnover | 20.7x | – |
Income Statement
| Metric | KNSL | THG |
|---|---|---|
| Total Revenue | $1.95B | $6.83B |
| Operating Income | – | $1.04B |
| Net Income | $525M | $750M |
Dividend & Shareholder Information
| Metric | KNSL | THG |
|---|---|---|
| Dividends Per Share | $0.93 | $3.83 |
| Payout Ratio | 4.1% | 18.3% |
| Shares Outstanding | 23M | 35M |
| Net Income Growth | 10.8% | 18.6% |
| EPS Growth | 12.6% | 20.8% |
KNSL vs THG: stock comparison and AI forecast
Which is bigger, KNSL or THG?
KNSL and THG have similar market capitalizations ($8.63B and $8.65B).
Which is cheaper on earnings, KNSL or THG?
THG trades at 11.9 times trailing earnings, KNSL at 16.7 times.
Which one does Intratio's AI model rank higher, KNSL or THG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.