AUB vs UCB: stock comparison and AI forecast
Atlantic Union Bankshares Corp (AUB) and United Community Banks Inc (UCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AUB Atlantic Union Bankshares Corp
- Price
- $39.27 +4.3% · 6M
- Market Cap
- $5.61B
- P/E Ratio
- 13.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
UCB United Community Banks Inc
- Price
- $37.64 +13.4% · 6M
- Market Cap
- $4.54B
- P/E Ratio
- 12.8x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- AUB is 1.2 times larger than UCB by market capitalization ($5.61B against $4.54B).
- UCB trades at 12.8 times trailing earnings, AUB at 13.0 times.
- Over the last six months UCB returned +13.4% and AUB +4.3%.
- UCB turns 34.0% of its revenue into net income, against 28.6% for AUB.
- UCB carries 6.76 times debt per unit of equity, against 6.39 times for AUB.
- AUB yields 3.91% in dividends and UCB 2.67%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AUB | UCB |
|---|---|---|
| Market Cap | $5.61B | $4.54B |
| P/E Ratio | 13.00x | 12.80x |
| P/B Ratio | 1.09x | 1.21x |
| Dividend Yield | 3.91% | 2.67% |
| EPS | $3.02 | $2.94 |
| Book Value/Share | $36.08 | $31.06 |
| Revenue/Share | $11.93 | $9.21 |
| FCF/Share | – | $3.00 |
Profitability & Margins
| Metric | AUB | UCB |
|---|---|---|
| ROE | 9.5% | 10.1% |
| ROA | 1.3% | 1.3% |
| Net Margin | 28.6% | 34.0% |
| EBT Margin | 36.2% | 44.0% |
| Tax Rate | 21.0% | 22.6% |
Financial Health
| Metric | AUB | UCB |
|---|---|---|
| D/E Ratio | 6.39x | 6.76x |
| Financial Leverage | 7.39x | 7.76x |
Cash Flow
| Metric | AUB | UCB |
|---|---|---|
| Operating Cash Flow | $549M | $388M |
| Free Cash Flow | – | $361M |
| Capital Spending | – | -$27M |
| OCF Growth YoY | -74.2% | 10.6% |
| FCF Growth YoY | – | 13.1% |
| FCF/Sales | – | 32.5% |
| CapEx/Sales | – | 2.5% |
Operational Efficiency
| Metric | AUB | UCB |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 10.4x | 2.8x |
Income Statement
| Metric | AUB | UCB |
|---|---|---|
| Total Revenue | $1.70B | $1.11B |
| Net Income | $487M | $378M |
Dividend & Shareholder Information
| Metric | AUB | UCB |
|---|---|---|
| Dividends Per Share | $1.53 | $1.01 |
| Payout Ratio | 50.7% | 34.4% |
| Shares Outstanding | 143M | 121M |
| Net Income Growth | 139.1% | 38.3% |
| EPS Growth | 43.1% | 38.0% |
AUB vs UCB: stock comparison and AI forecast
Which is bigger, AUB or UCB?
AUB is 1.2 times larger than UCB by market capitalization ($5.61B against $4.54B).
Which is cheaper on earnings, AUB or UCB?
UCB trades at 12.8 times trailing earnings, AUB at 13.0 times.
Which stock performed better over the last six months, AUB or UCB?
Over the last six months UCB returned +13.4% and AUB +4.3%.
Which one does Intratio's AI model rank higher, AUB or UCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.