Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-06

AXP vs CRCL: stock comparison and AI forecast

American Express Co (AXP) and Circle Internet Group, Inc. (CRCL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Finance Services

AXP American Express Co

Price
$320.99 +0.7% · 6M
Market Cap
$215.24B
P/E Ratio
18.1x
Size
mega-cap
AI Forecast
Full analysis →
NYSE · Finance Services

CRCL Circle Internet Group, Inc.

Market Cap
$17.23B
P/E Ratio
16.0x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

AXP · CRCL

Key facts

  • AXP is 12.5 times larger than CRCL by market capitalization ($215.24B against $17.23B).
  • CRCL trades at 16.0 times trailing earnings, AXP at 18.1 times.
  • CRCL carries 19.12 times debt per unit of equity, against 7.67 times for AXP.
  • AXP yields 1.16% in dividends; CRCL pays none.
  • Both companies share the SEC industry classification Finance Services.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricAXPCRCL
Market Cap$215.24B$17.23B
P/E Ratio18.08x16.01x
P/B Ratio6.01x4.46x
Dividend Yield1.16%–
EPS$17.75$4.24
Book Value/Share$53.38$15.21
Revenue/Share$127.50$14.22
FCF/Share$20.74$2.92

Profitability & Margins

MetricAXPCRCL
ROE34.2%–
ROA4.0%–
ROIC–11.1%
Operating Margin–12.1%
Net Margin14.3%–
EBT Margin18.1%15.7%
Tax Rate20.8%7.0%

Financial Health

MetricAXPCRCL
Current Ratio–1.04x
D/E Ratio7.67x19.12x
Financial Leverage8.67x20.12x
Interest Coverage2.7x964.5x
Working Capital–$2.88B

Cash Flow

MetricAXPCRCL
Operating Cash Flow$17.63B$772M
Free Cash Flow$13.91B$741M
Capital Spending-$3.72B-$31M
OCF Growth YoY-16.6%–
FCF Growth YoY-26.6%–
FCF/Sales16.3%20.5%
CapEx/Sales4.3%0.9%

Operational Efficiency

MetricAXPCRCL
Asset Turnover0.28x0.05x
Receivables Turnover–53.1x
Fixed Assets Turnover10.5x170.6x
Days Sales Outstanding–7 days

Income Statement

MetricAXPCRCL
Total Revenue$85.50B$3.61B
Operating Income–$436M
Net Income$12.26B–

Dividend & Shareholder Information

MetricAXPCRCL
Dividends Per Share$3.73–
Payout Ratio21.0%–
Shares Outstanding671M254M
Net Income Growth16.3%–
EPS Growth19.1%–
FAQ

AXP vs CRCL: stock comparison and AI forecast

Which is bigger, AXP or CRCL?

AXP is 12.5 times larger than CRCL by market capitalization ($215.24B against $17.23B).

Which is cheaper on earnings, AXP or CRCL?

CRCL trades at 16.0 times trailing earnings, AXP at 18.1 times.

Which one does Intratio's AI model rank higher, AXP or CRCL?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.