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Stock comparison · Signal date 2026-11-04

BBT vs HFWA: stock comparison and AI forecast

Beacon Financial Corp (BBT) and Heritage Financial Corp /Wa/ (HFWA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Savings Institutions, Not Federally Chartered

BBT Beacon Financial Corp

Market Cap
$2.59B
P/E Ratio
27.1x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institutions, Not Federally Chartered

HFWA Heritage Financial Corp /Wa/

Market Cap
$1.18B
P/E Ratio
14.2x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BBT · HFWA

Key facts

  • BBT is 2.2 times larger than HFWA by market capitalization ($2.59B against $1.18B).
  • HFWA trades at 14.2 times trailing earnings, BBT at 27.1 times.
  • BBT turns 26.7% of its revenue into net income, against 26.4% for HFWA.
  • BBT carries 8.85 times debt per unit of equity, against 6.60 times for HFWA.
  • BBT yields 3.89% in dividends and HFWA 2.92%.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBBTHFWA
Market Cap$2.59B$1.18B
P/E Ratio27.06x14.24x
P/B Ratio2.12x1.06x
Dividend Yield3.89%2.92%
EPS$1.14$2.02
Book Value/Share$14.58$27.12
Revenue/Share$8.45$7.21
FCF/Share–$1.97

Profitability & Margins

MetricBBTHFWA
ROE9.9%7.0%
ROA–0.9%
Net Margin26.7%26.4%
EBT Margin43.7%30.9%
Tax Rate27.1%14.5%

Financial Health

MetricBBTHFWA
D/E Ratio8.85x6.60x
Financial Leverage–7.60x

Cash Flow

MetricBBTHFWA
Operating Cash Flow$213M$90M
Free Cash Flow–$80M
Capital Spending–-$10M
OCF Growth YoY46.5%4.1%
FCF Growth YoY–-2.0%
FCF/Sales–27.3%
CapEx/Sales–3.3%

Operational Efficiency

MetricBBTHFWA
Asset Turnover–0.04x
Fixed Assets Turnover4.4x3.0x

Income Statement

MetricBBTHFWA
Total Revenue$709M$295M
Net Income$121M$78M

Dividend & Shareholder Information

MetricBBTHFWA
Dividends Per Share$1.20$0.84
Payout Ratio105.3%41.6%
Shares Outstanding84M41M
Net Income Growth7.2%57.4%
EPS Growth-25.0%69.8%
FAQ

BBT vs HFWA: stock comparison and AI forecast

Which is bigger, BBT or HFWA?

BBT is 2.2 times larger than HFWA by market capitalization ($2.59B against $1.18B).

Which is cheaper on earnings, BBT or HFWA?

HFWA trades at 14.2 times trailing earnings, BBT at 27.1 times.

Which one does Intratio's AI model rank higher, BBT or HFWA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.