FLG vs HFWA: stock comparison and AI forecast
Flagstar Bank, National Association (FLG) and Heritage Financial Corp /Wa/ (HFWA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FLG Flagstar Bank, National Association
- Market Cap
- $4.38B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
HFWA Heritage Financial Corp /Wa/
- Market Cap
- $1.18B
- P/E Ratio
- 14.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FLG is 3.7 times larger than HFWA by market capitalization ($4.38B against $1.18B).
- HFWA turns 26.4% of its revenue into net income, against -2.1% for FLG.
- FLG carries 9.78 times debt per unit of equity, against 6.60 times for HFWA.
- HFWA yields 2.92% in dividends and FLG 0.37%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FLG | HFWA |
|---|---|---|
| Market Cap | $4.38B | $1.18B |
| P/E Ratio | – | 14.24x |
| P/B Ratio | 0.54x | 1.06x |
| Dividend Yield | 0.37% | 2.92% |
| EPS | $-0.25 | $2.02 |
| Book Value/Share | $19.61 | $27.12 |
| Revenue/Share | $5.88 | $7.21 |
| FCF/Share | – | $1.97 |
Profitability & Margins
| Metric | FLG | HFWA |
|---|---|---|
| ROE | -0.6% | 7.0% |
| ROA | -0.1% | 0.9% |
| Net Margin | -2.1% | 26.4% |
| EBT Margin | -1.5% | 30.9% |
| Tax Rate | -40.5% | 14.5% |
Financial Health
| Metric | FLG | HFWA |
|---|---|---|
| D/E Ratio | 9.78x | 6.60x |
| Financial Leverage | 10.78x | 7.60x |
Cash Flow
| Metric | FLG | HFWA |
|---|---|---|
| Operating Cash Flow | $162M | $90M |
| Free Cash Flow | – | $80M |
| Capital Spending | – | -$10M |
| OCF Growth YoY | 11.7% | 4.1% |
| FCF Growth YoY | – | -2.0% |
| FCF/Sales | – | 27.3% |
| CapEx/Sales | – | 3.3% |
Operational Efficiency
| Metric | FLG | HFWA |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 5.2x | 3.0x |
Income Statement
| Metric | FLG | HFWA |
|---|---|---|
| Total Revenue | $2.44B | $295M |
| Net Income | -$52M | $78M |
Dividend & Shareholder Information
| Metric | FLG | HFWA |
|---|---|---|
| Dividends Per Share | $0.04 | $0.84 |
| Payout Ratio | – | 41.6% |
| Shares Outstanding | 415M | 41M |
| Net Income Growth | – | 57.4% |
| EPS Growth | – | 69.8% |
FLG vs HFWA: stock comparison and AI forecast
Which is bigger, FLG or HFWA?
FLG is 3.7 times larger than HFWA by market capitalization ($4.38B against $1.18B).
Which one does Intratio's AI model rank higher, FLG or HFWA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.