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Stock comparison · Signal date 2026-11-06

BCBP vs FCAP: stock comparison and AI forecast

Bcb Bancorp Inc (BCBP) and First Capital Inc (FCAP) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institution, Federally Chartered

BCBP Bcb Bancorp Inc

Price
$9.17 -9.2% · 6M
Market Cap
$282M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institution, Federally Chartered

FCAP First Capital Inc

Market Cap
$209M
P/E Ratio
9.6x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BCBP · FCAP

Key facts

  • BCBP is 1.4 times larger than FCAP by market capitalization ($282M against $209M).
  • FCAP turns 34.6% of its revenue into net income, against -279.1% for BCBP.
  • BCBP carries 11.28 times debt per unit of equity, against 8.05 times for FCAP.
  • BCBP yields 2.88% in dividends and FCAP 2.00%.
  • Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBCBPFCAP
Market Cap$282M$209M
P/E Ratio–9.62x
P/B Ratio1.15x1.46x
Dividend Yield2.88%2.00%
EPS$-8.83$6.49
Book Value/Share$8.00$42.61
Revenue/Share$1.80$15.92
FCF/Share$0.99$6.49

Profitability & Margins

MetricBCBPFCAP
ROE-62.7%12.9%
ROA-5.1%1.4%
Operating Margin–33.9%
Net Margin-279.1%34.6%
EBT Margin-249.7%42.7%
Tax Rate-11.8%18.8%

Financial Health

MetricBCBPFCAP
D/E Ratio11.28x8.05x
Financial Leverage12.28x9.05x
Interest Coverage–0.5x

Cash Flow

MetricBCBPFCAP
Operating Cash Flow$32M$24M
Free Cash Flow$30M$22M
Capital Spending-$1M-$2M
OCF Growth YoY-0.9%20.3%
FCF Growth YoY1.1%15.1%
FCF/Sales55.2%40.8%
CapEx/Sales1.9%3.9%

Operational Efficiency

MetricBCBPFCAP
Asset Turnover0.02x0.04x
Fixed Assets Turnover4.8x3.5x

Income Statement

MetricBCBPFCAP
Total Revenue$55M$53M
Operating Income–$18M
Net Income-$154M$18M

Dividend & Shareholder Information

MetricBCBPFCAP
Dividends Per Share$0.26$1.24
Payout Ratio–19.1%
Shares Outstanding31M3M
Net Income Growth-5664.3%40.1%
EPS Growth-1138.8%68.6%
FAQ

BCBP vs FCAP: stock comparison and AI forecast

Which is bigger, BCBP or FCAP?

BCBP is 1.4 times larger than FCAP by market capitalization ($282M against $209M).

Which one does Intratio's AI model rank higher, BCBP or FCAP?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.