BCML vs COSO: stock comparison and AI forecast
Baycom Corp (BCML) and Coastalsouth Bancshares, Inc. (COSO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BCML Baycom Corp
- Price
- $30.77 +2.6% · 6M
- Market Cap
- $336M
- P/E Ratio
- 32.1x
- Size
- small-cap
- AI Forecast
COSO Coastalsouth Bancshares, Inc.
- Price
- $28.24 +10.6% · 6M
- Market Cap
- $338M
- P/E Ratio
- 13.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BCML and COSO have similar market capitalizations ($336M and $338M).
- COSO trades at 13.0 times trailing earnings, BCML at 32.0 times.
- Over the last six months COSO returned +10.6% and BCML +2.6%.
- COSO turns 31.6% of its revenue into net income, against 13.7% for BCML.
- COSO carries 7.98 times debt per unit of equity, against 6.69 times for BCML.
- BCML yields 2.91% in dividends; COSO pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BCML | COSO |
|---|---|---|
| Market Cap | $336M | $338M |
| P/E Ratio | 32.05x | 12.96x |
| P/B Ratio | 1.00x | 1.25x |
| Dividend Yield | 2.91% | – |
| EPS | $0.96 | $2.18 |
| Book Value/Share | $30.71 | $22.56 |
| Revenue/Share | $8.76 | $8.63 |
| FCF/Share | $2.43 | $5.61 |
Profitability & Margins
| Metric | BCML | COSO |
|---|---|---|
| ROE | 3.9% | 12.1% |
| ROA | 0.5% | 1.4% |
| Net Margin | 13.7% | 31.6% |
| EBT Margin | 20.8% | 40.0% |
| Tax Rate | 34.4% | 20.9% |
Financial Health
| Metric | BCML | COSO |
|---|---|---|
| D/E Ratio | 6.69x | 7.98x |
| Financial Leverage | 7.69x | 8.98x |
Cash Flow
| Metric | BCML | COSO |
|---|---|---|
| Operating Cash Flow | $28M | $69M |
| Free Cash Flow | $27M | $67M |
| Capital Spending | -$2M | -$2M |
| OCF Growth YoY | -14.9% | – |
| FCF Growth YoY | -17.2% | – |
| FCF/Sales | 27.7% | 65.0% |
| CapEx/Sales | 1.8% | 2.0% |
Operational Efficiency
| Metric | BCML | COSO |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 7.3x | 5.5x |
Income Statement
| Metric | BCML | COSO |
|---|---|---|
| Total Revenue | $96M | $103M |
| Net Income | $13M | $33M |
Dividend & Shareholder Information
| Metric | BCML | COSO |
|---|---|---|
| Dividends Per Share | $0.90 | – |
| Payout Ratio | 93.8% | – |
| Shares Outstanding | 11M | 12M |
| Net Income Growth | -45.9% | – |
| EPS Growth | -56.0% | – |
BCML vs COSO: stock comparison and AI forecast
Which is bigger, BCML or COSO?
BCML and COSO have similar market capitalizations ($336M and $338M).
Which is cheaper on earnings, BCML or COSO?
COSO trades at 13.0 times trailing earnings, BCML at 32.0 times.
Which stock performed better over the last six months, BCML or COSO?
Over the last six months COSO returned +10.6% and BCML +2.6%.
Which one does Intratio's AI model rank higher, BCML or COSO?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.