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Stock comparison · Signal date 2026-11-03

BCML vs JMSB: stock comparison and AI forecast

Baycom Corp (BCML) and John Marshall Bancorp, Inc. (JMSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

BCML Baycom Corp

Price
$30.77 +2.6% · 6M
Market Cap
$336M
P/E Ratio
32.1x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

JMSB John Marshall Bancorp, Inc.

Market Cap
$328M
P/E Ratio
14.3x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BCML · JMSB

Key facts

  • BCML and JMSB have similar market capitalizations ($336M and $328M).
  • JMSB trades at 14.3 times trailing earnings, BCML at 32.0 times.
  • JMSB turns 36.5% of its revenue into net income, against 13.7% for BCML.
  • JMSB carries 7.77 times debt per unit of equity, against 6.69 times for BCML.
  • JMSB yields 3.38% in dividends and BCML 2.91%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBCMLJMSB
Market Cap$336M$328M
P/E Ratio32.05x14.27x
P/B Ratio1.00x1.20x
Dividend Yield2.91%3.38%
EPS$0.96$1.63
Book Value/Share$30.71$19.40
Revenue/Share$8.76$4.74
FCF/Share$2.43$1.53

Profitability & Margins

MetricBCMLJMSB
ROE3.9%8.9%
ROA0.5%1.0%
Net Margin13.7%36.5%
EBT Margin20.8%47.1%
Tax Rate34.4%22.4%

Financial Health

MetricBCMLJMSB
D/E Ratio6.69x7.77x
Financial Leverage7.69x8.77x

Cash Flow

MetricBCMLJMSB
Operating Cash Flow$28M$22M
Free Cash Flow$27M$22M
Capital Spending-$2M-$60K
OCF Growth YoY-14.9%1.1%
FCF Growth YoY-17.2%5.0%
FCF/Sales27.7%32.3%
CapEx/Sales1.8%0.1%

Operational Efficiency

MetricBCMLJMSB
Asset Turnover0.04x0.03x
Fixed Assets Turnover7.3x61.8x

Income Statement

MetricBCMLJMSB
Total Revenue$96M$67M
Net Income$13M$24M

Dividend & Shareholder Information

MetricBCMLJMSB
Dividends Per Share$0.90$0.79
Payout Ratio93.8%48.5%
Shares Outstanding11M14M
Net Income Growth-45.9%29.1%
EPS Growth-56.0%26.4%
FAQ

BCML vs JMSB: stock comparison and AI forecast

Which is bigger, BCML or JMSB?

BCML and JMSB have similar market capitalizations ($336M and $328M).

Which is cheaper on earnings, BCML or JMSB?

JMSB trades at 14.3 times trailing earnings, BCML at 32.0 times.

Which one does Intratio's AI model rank higher, BCML or JMSB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.