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Stock comparison · Signal date 2026-11-03

CCFN vs JMSB: stock comparison and AI forecast

Muncy Columbia Financial Corp (CCFN) and John Marshall Bancorp, Inc. (JMSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
OTC · State Commercial Banks

CCFN Muncy Columbia Financial Corp

Price
$29.49 +21.7% · 6M
Market Cap
$313M
P/E Ratio
14.8x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

JMSB John Marshall Bancorp, Inc.

Market Cap
$328M
P/E Ratio
14.3x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CCFN · JMSB

Key facts

  • CCFN and JMSB have similar market capitalizations ($313M and $328M).
  • JMSB trades at 14.3 times trailing earnings, CCFN at 14.8 times.
  • CCFN turns 37.9% of its revenue into net income, against 36.5% for JMSB.
  • JMSB carries 7.77 times debt per unit of equity, against 7.42 times for CCFN.
  • JMSB yields 3.38% in dividends and CCFN 3.19%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCCFNJMSB
Market Cap$313M$328M
P/E Ratio14.75x14.27x
P/B Ratio1.58x1.20x
Dividend Yield3.19%3.38%
EPS$2.00$1.63
Book Value/Share$18.72$19.40
Revenue/Share$7.06$4.74
FCF/Share$3.24$1.53

Profitability & Margins

MetricCCFNJMSB
ROE14.3%8.9%
ROA1.7%1.0%
Net Margin37.9%36.5%
EBT Margin45.7%47.1%
Tax Rate17.0%22.4%

Financial Health

MetricCCFNJMSB
D/E Ratio7.42x7.77x
Financial Leverage8.42x8.77x

Cash Flow

MetricCCFNJMSB
Operating Cash Flow$36M$22M
Free Cash Flow$34M$22M
Capital Spending-$1M-$60K
OCF Growth YoY93.1%1.1%
FCF Growth YoY100.6%5.0%
FCF/Sales45.9%32.3%
CapEx/Sales1.6%0.1%

Operational Efficiency

MetricCCFNJMSB
Asset Turnover0.04x0.03x
Fixed Assets Turnover2.8x61.8x

Income Statement

MetricCCFNJMSB
Total Revenue$75M$67M
Net Income$28M$24M

Dividend & Shareholder Information

MetricCCFNJMSB
Dividends Per Share$0.94$0.79
Payout Ratio47.0%48.5%
Shares Outstanding11M14M
Net Income Growth39.4%29.1%
EPS Growth4.5%26.4%
FAQ

CCFN vs JMSB: stock comparison and AI forecast

Which is bigger, CCFN or JMSB?

CCFN and JMSB have similar market capitalizations ($313M and $328M).

Which is cheaper on earnings, CCFN or JMSB?

JMSB trades at 14.3 times trailing earnings, CCFN at 14.8 times.

Which one does Intratio's AI model rank higher, CCFN or JMSB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.