CCFN vs FRAF: stock comparison and AI forecast
Muncy Columbia Financial Corp (CCFN) and Franklin Financial Services Corp /Pa/ (FRAF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CCFN Muncy Columbia Financial Corp
- Price
- $29.49 +21.7% · 6M
- Market Cap
- $313M
- P/E Ratio
- 14.8x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
FRAF Franklin Financial Services Corp /Pa/
- Market Cap
- $316M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CCFN and FRAF have similar market capitalizations ($313M and $316M).
- FRAF trades at 11.0 times trailing earnings, CCFN at 14.8 times.
- CCFN turns 37.9% of its revenue into net income, against 27.0% for FRAF.
- FRAF carries 11.70 times debt per unit of equity, against 7.42 times for CCFN.
- CCFN yields 3.19% in dividends and FRAF 1.88%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CCFN | FRAF |
|---|---|---|
| Market Cap | $313M | $316M |
| P/E Ratio | 14.75x | 11.04x |
| P/B Ratio | 1.58x | 1.72x |
| Dividend Yield | 3.19% | 1.88% |
| EPS | $2.00 | $6.37 |
| Book Value/Share | $18.72 | $40.86 |
| Revenue/Share | $7.06 | $20.30 |
| FCF/Share | $3.24 | – |
Profitability & Margins
| Metric | CCFN | FRAF |
|---|---|---|
| ROE | 14.3% | 13.4% |
| ROA | 1.7% | 1.1% |
| Net Margin | 37.9% | 27.0% |
| EBT Margin | 45.7% | 33.6% |
| Tax Rate | 17.0% | 19.7% |
Financial Health
| Metric | CCFN | FRAF |
|---|---|---|
| D/E Ratio | 7.42x | 11.70x |
| Financial Leverage | 8.42x | 12.70x |
Cash Flow
| Metric | CCFN | FRAF |
|---|---|---|
| Operating Cash Flow | $36M | $42M |
| Free Cash Flow | $34M | – |
| Capital Spending | -$1M | – |
| OCF Growth YoY | 93.1% | 62.7% |
| FCF Growth YoY | 100.6% | – |
| FCF/Sales | 45.9% | – |
| CapEx/Sales | 1.6% | – |
Operational Efficiency
| Metric | CCFN | FRAF |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 2.8x | 3.5x |
Income Statement
| Metric | CCFN | FRAF |
|---|---|---|
| Total Revenue | $75M | $91M |
| Net Income | $28M | $25M |
Dividend & Shareholder Information
| Metric | CCFN | FRAF |
|---|---|---|
| Dividends Per Share | $0.94 | $1.33 |
| Payout Ratio | 47.0% | 20.9% |
| Shares Outstanding | 11M | 4M |
| Net Income Growth | 39.4% | 69.5% |
| EPS Growth | 4.5% | 101.0% |
CCFN vs FRAF: stock comparison and AI forecast
Which is bigger, CCFN or FRAF?
CCFN and FRAF have similar market capitalizations ($313M and $316M).
Which is cheaper on earnings, CCFN or FRAF?
FRAF trades at 11.0 times trailing earnings, CCFN at 14.8 times.
Which one does Intratio's AI model rank higher, CCFN or FRAF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.