Intratio
Quantitative Research
Skip to main content
AI Market Summary
Loading market intelligence...
  • Sign in
    My account
    Logout
AI 90-DAY FORECAST
BULLISH SIGNAL DETECTED
██.█% Sign up free to reveal

Franklin Financial Services Corp /Pa/ (FRAF) AI Forecast

Our AI detected a significant signal for Franklin Financial Services Corp /Pa/. Create a free account and follow it to see the exact price target.

✓ Free account • ✓ 30-day free trial

$FRAF Bullish Signal Full forecast available
Sign Up Free

Franklin Financial Services Corp /Pa/ (FRAF) Stock Forecast 2025

Franklin Financial Services Corp /Pa/ (FRAF) AI Stock Price Forecast & Investment Analysis

Franklin Financial Services Corp /Pa/ Stock Price Chart and Technical Analysis

Loading chart...

Franklin Financial Services Corp /Pa/ (FRAF) - Comprehensive Stock Analysis & Investment Research

Deep dive into Franklin Financial Services Corp /Pa/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on July 29, 2026, 6:49 p.m. (UTC)

Franklin Financial Services Corp /Pa/ Investment Summary

When evaluating whether Franklin Financial Services Corp /Pa/ (FRAF) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Franklin Financial Services Corp /Pa/ (FRAF) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $284 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Franklin Financial Services Corp /Pa/'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Franklin Financial Services Corp /Pa/ along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Franklin Financial Services Corp /Pa/ is suitable for your investment objectives, risk tolerance, and time horizon...

Continue Reading Full Analysis

Get the complete investment breakdown for Franklin Financial Services Corp /Pa/

Sign Up Free
Corporate Identity

Franklin Financial Services Corp /Pa/ (Stock Symbol: FRAF) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Franklin Financial Services Corp /Pa/'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Franklin Financial Services Corp /Pa/...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Franklin Financial Services Corp /Pa/...

Unlock Full Company Profile

Get complete details about Franklin Financial Services Corp /Pa/

Sign Up Free
Revenue & Growth Analysis

Franklin Financial Services Corp /Pa/ generates annual revenues of $90 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Franklin Financial Services Corp /Pa/...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Franklin Financial Services Corp /Pa/...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Franklin Financial Services Corp /Pa/...

Unlock Financial Analysis

Get complete financial metrics for Franklin Financial Services Corp /Pa/

Sign Up Free
AI ANALYSIS AVAILABLE

Unlock Franklin Financial Services Corp /Pa/'s AI Price Forecast

Join 10,000+ investors using our 67%+ accurate AI predictions

4,000+ Stocks Analyzed
67%+ Accuracy Rate
Daily Updates
Start 30-Day Free Trial →

✓ 30-day free trial • ✓ Cancel anytime

Strategic Market Position

Franklin Financial Services Corp /Pa/ strategically competes in the highly dynamic State Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Franklin Financial Services Corp /Pa/ competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency
Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Franklin Financial Services Corp /Pa/ (FRAF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Franklin Financial Services Corp /Pa/ stock analysis.

Deep dive into Franklin Financial Services Corp /Pa/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Franklin Financial Services Corp /Pa/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Franklin Financial Services Corp /Pa/: With a P/E ratio of 11.84, the market sees the stock as potentially undervalued.

P/E Ratio 11.84x
P/B Ratio 1.59x
Market Cap $284M
Dividend Yield 2.08%
EPS $3.68
Book Value/Share $39.79
Revenue/Share $20.07
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Franklin Financial Services Corp /Pa/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Franklin Financial Services Corp /Pa/: An ROE of 8.1% indicates room for improvement in shareholder value creation.

ROE 8.1%
ROA 0.6%
Net Margin 19.8%
EBT Margin 20.9%
Tax Rate 46.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Franklin Financial Services Corp /Pa/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Franklin Financial Services Corp /Pa/:

D/E Ratio 11.85x
Financial Leverage 12.85x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Franklin Financial Services Corp /Pa/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Franklin Financial Services Corp /Pa/:

Operating Cash Flow $20M
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Franklin Financial Services Corp /Pa/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Franklin Financial Services Corp /Pa/: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from Franklin Financial Services Corp /Pa/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Franklin Financial Services Corp /Pa/: With annual revenue of $90M, Franklin Financial Services Corp /Pa/ represents a smaller but potentially high-growth operation.

Income Statement
Total Revenue $90M
Net Income $14M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 211%
Total Liabilities 2119%
Dividend & Shareholder Information
Dividends Per Share $1.32
Payout Ratio 0.2%
Shares Outstanding 4M
Growth Metrics (YoY)
Net Income Growth 19.8%
EPS Growth 5.8%

Latest Franklin Financial Services Corp /Pa/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Franklin Financial Services Corp /Pa/ (FRAF) stock price and investment outlook.

📰 Loading...

Franklin Financial Services Corp /Pa/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of Franklin Financial Services Corp /Pa/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.94B 13.7x 1.5x
ACNB ██% $667M 13.1x 1.6x
ALLY ██% $13.43B 9.2x 0.9x
AMAL ██% $1.49B 14.2x 1.8x
ASB ██% $5.86B 11.9x 1.2x
AUB ██% $6.06B 17.5x 1.2x
AUBN ██% $92M 11.6x 1.0x
AVBH ██% $357M x 1.2x
BAFN ██% $33M x 0.4x
BANR ██% $2.40B 11.7x 1.2x
BCML ██% $335M 12.7x 1.0x
BFST ██% $947M 10.4x 1.0x
BHB ██% $669M 16.6x 1.2x
BKSC ██% $98M 10.5x 2.3x
BMRC ██% $471M x 1.2x
BNS ██% $109.22B x x
BOH ██% $3.16B 13.4x 1.7x
BOTJ ██% $126M 11.5x 1.6x
BPOP ██% $11.26B 12.5x 1.8x
BPRN ██% $284M 14.6x 1.0x
BRBS ██% $313M 26.1x 1.1x
BSRR ██% $537M 11.7x 1.5x
BSVN ██% $478M 10.7x 1.8x
BUSE ██% $2.58B 12.0x 1.1x
BWB ██% $584M 10.9x 1.1x
BWFG ██% $533M 13.5x 1.7x
BY ██% $1.78B 12.8x 1.4x
CATY ██% $4.26B 12.8x 1.4x
CBAN ██% $467M 15.7x 1.2x
CBC ██% $7.80B 18.7x 2.1x
CBFV ██% $188M 27.4x 1.2x
CBK ██% $475M 7.6x 1.6x
CBSH ██% $8.64B 15.0x 3.5x
CCB ██% $1.11B 22.6x 2.2x
CCBG ██% $903M 14.9x 1.6x
CCFN ██% $308M 11.4x 1.6x
CCNE ██% $1.04B 12.7x 1.2x
CFFI ██% $271M 9.6x 1.0x
CFG ██% $31.07B 15.7x 1.2x
CHMG ██% $396M 21.6x 1.5x
CIVB ██% $613M 12.0x 1.1x
CIZN ██% $58M 18.9x 1.4x
CNOB ██% $1.66B 17.0x 1.1x
COFS ██% $512M 9.2x 1.1x
COLB ██% $8.97B 13.7x 1.2x
COSO ██% $344M 11.0x 1.3x
CPF ██% $1.04B 12.9x 1.8x
CSBB ██% $192M 13.5x 1.5x
CTBI ██% $1.42B 13.7x 1.6x
CUBI ██% $2.66B 9.5x 1.2x
CVBF ██% $4.02B 19.2x 1.7x
CZFS ██% $374M 9.5x 1.1x
CZNC ██% $450M 25.9x 1.3x
DAAQ ██% $239M 44.9x x
DB ██% $67.29B x x
EBMT ██% $188M 12.1x 1.0x
EFSC ██% $2.44B 12.2x 1.2x
EFSI ██% $223M 11.8x 1.2x
EGBN ██% $866M x 0.8x
EMYB ██% $167M 11.5x 1.3x
EQBK ██% $1.07B 43.5x 1.3x
EWBC ██% $18.08B 13.0x 2.0x
FBIZ ██% $573M 11.2x 1.5x
FBK ██% $3.07B 21.8x 1.6x
FBNC ██% $2.64B 21.8x 1.6x
FBP ██% $4.48B 12.6x 2.3x
FCBC ██% $913M 18.6x 1.8x
FCCO ██% $329M 15.9x 1.5x
FCNCA ██% $26.21B 11.6x 1.2x
FFIN ██% $5.04B 19.1x 2.6x
FHB ██% $3.42B 12.0x 1.2x
FIBK ██% $3.71B 11.9x 1.1x
FITB ██% $52.36B 24.1x 1.5x
FKYS ██% $116M 16.5x 1.0x
FMBH ██% $1.40B 14.6x 1.3x
FMBM ██% $142M 8.9x 1.3x
FMNB ██% $947M 16.5x 1.2x
FOTB ██% $207M 24.1x 8.5x
FRAF ██% $284M 11.8x 1.6x
FRST ██% $396M 8.6x 0.9x
FSBC ██% $1.01B 15.0x 2.2x
FUSB ██% $92M 15.0x 0.9x
FVCB ██% $335M 14.4x 1.3x
FXNC ██% $274M 13.0x 1.5x
GABC ██% $1.92B 14.2x 1.6x
GBCI ██% $6.38B 23.9x 1.5x
GBFH ██% $453M 25.5x 2.7x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $862M 12.1x 1.4x
HBIA ██% $392M 5.8x 0.7x
HBNC ██% $1.04B x 1.5x
HBT ██% $1.26B 18.2x 1.7x
HNVR ██% $181M 23.1x 0.9x
HOMB ██% $6.08B 12.7x 1.4x
HTH ██% $2.21B 13.6x 1.0x
HWC ██% $6.12B 14.8x 1.4x
IBCP ██% $774M 11.1x 1.5x
IBOC ██% $4.77B 11.4x 1.5x
INBK ██% $231M x 0.6x
INDB ██% $4.12B 17.1x 1.2x
ISBA ██% $287M 14.4x 1.2x
ISTR ██% $414M 14.5x 1.0x
JMSB ██% $329M 14.6x 1.2x
LKFN ██% $1.58B 14.4x 2.1x
LOB ██% $1.95B 15.4x 1.5x
MBIN ██% $2.22B 9.7x 1.0x
MBWM ██% $1.01B 11.0x 1.4x
MCB ██% $1.13B 13.1x 1.2x
MCBS ██% $993M 13.3x 1.8x
MCHB ██% $3.47B 11.0x 1.2x
MNSB ██% $171M 9.9x 0.8x
MPB ██% $955M 18.7x 1.1x
MSBI ██% $683M x 1.2x
MTB ██% $37.05B 12.6x 1.3x
MVBF ██% $374M 64.2x 1.1x
NPB ██% $591M 6.7x 1.0x
NTRS ██% $22.42B 12.0x 1.7x
NWFL ██% $363M 14.1x 1.3x
NWPP ██% $106M 9.4x 1.3x
OBK ██% $1.67B 20.7x 1.3x
OBT ██% $505M 11.4x 1.7x
OFG ██% $2.21B 10.4x 1.6x
OPBK ██% $232M 8.5x 1.0x
ORRF ██% $835M 9.9x 1.4x
OSBC ██% $1.28B 14.8x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $202M 13.0x 1.2x
OVLY ██% $279M 11.7x 1.4x
PB ██% $8.69B 16.4x 1.1x
PBHC ██% $100M x 0.8x
PCB ██% $398M 9.9x 1.0x
PEBK ██% $235M 11.8x 1.5x
PEBO ██% $1.43B 12.8x 1.2x
PFBX ██% $106M 26.3x 1.1x
PKBK ██% $391M 9.4x 1.2x
QCRH ██% $1.65B 12.3x 1.5x
QNBC ██% $215M 15.1x 1.6x
RBB ██% $453M 11.1x 0.9x
RBCAA ██% $1.92B 15.2x 1.7x
RMBI ██% $247M 19.9x 1.7x
RNST ██% $4.02B 17.6x 1.0x
RRBI ██% $656M 14.8x 1.8x
SBCF ██% $3.25B 22.4x 1.2x
SBFG ██% $164M 10.2x 1.1x
SBSI ██% $966M 12.7x 1.1x
SFBS ██% $4.82B 16.3x 2.5x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $149M 8.9x 1.4x
SPFI ██% $838M 13.8x 1.7x
SRCE ██% $2.19B 12.8x 1.7x
SSB ██% $10.30B 11.0x 1.1x
STBA ██% $1.89B 13.9x 1.3x
STLE ██% $157M 6.1x 1.3x
STT ██% $50.23B 16.4x 1.8x
SYBT ██% $2.60B 18.1x 2.4x
TCBI ██% $4.29B 11.8x 1.2x
TCBK ██% $1.85B 14.4x 1.4x
TFIN ██% $1.82B 47.1x 1.9x
THFF ██% $948M 11.8x 1.5x
TMP ██% $1.43B 8.5x 1.5x
TRST ██% $1.01B 16.0x 1.5x
TYFG ██% $162M 8.9x 1.0x
UBCP ██% $91M 11.7x 1.4x
UBSI ██% $6.85B 13.6x 1.3x
UCB ██% $4.25B 12.5x 1.2x
UNB ██% $108M 9.4x 1.3x
UNTY ██% $590M 9.7x 1.7x
USCB ██% $436M 15.7x 2.0x
UVSP ██% $1.24B 12.6x 1.3x
UWHR ██% $96M 8.4x 1.5x
WAL ██% $8.83B 9.3x 1.2x
WASH ██% $748M 14.2x 1.4x
WTBA ██% $479M 12.5x 1.7x
WTFC ██% $10.77B 12.5x 1.5x
Reveal all forecasts See exact % predictions for all competitors
Sign up free

Frequently Asked Questions - Franklin Financial Services Corp /Pa/ Stock Forecast

How accurate are Franklin Financial Services Corp /Pa/ stock predictions?

Our AI model shows a 16% Spearman correlation coefficient for FRAF predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Franklin Financial Services Corp /Pa/ stock price forecasts?

Our analysis considers Franklin Financial Services Corp /Pa/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Franklin Financial Services Corp /Pa/ a good investment in 2025?

Based on our AI analysis, Franklin Financial Services Corp /Pa/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Franklin Financial Services Corp /Pa/ forecasts updated?

Franklin Financial Services Corp /Pa/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want a simpler view of Franklin Financial Services Corp /Pa/?

View simplified analysis on AI Stock Finder →

My Portfolio

Investment Dashboard

Loading your portfolio...