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Model output · Signal date 2026-10-30

Wintrust Financial Corp (WTFC) Stock Forecast Oct. 30, 2026

Analysis updated on Oct. 30, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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 This forecast was produced 3 trading days ago and has not been refreshed since; read it as historical, not as a current view.
Rating · 90D NO CURRENT FORECAST Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage n/a Not ranked
Rank correlation · 90D 33.0% Spearman, 357 dates
Market Cap $10.28B large-cap · #12 of 60 peers
Summary

Wintrust Financial Corp (WTFC) stock forecast summary

This forecast was produced 3 trading days ago and has not been refreshed since; read it as historical, not as a current view.

Wintrust Financial Corp is a large-cap company with a market capitalization of $10.28B. It ranks number 12 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.

For WTFC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 33.0%, measured on 357 forecast dates between 2022-08-12 and 2026-07-31 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 6.0%, measured on 400 forecast dates between 2022-08-12 and 2026-09-30. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.9%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-30 signals)

Price

WTFC price chart and AI forecast

WTFC
Cross-section · 2026-10-30

How WTFC ranks among 4891 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Wintrust Financial Corp (WTFC) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricWTFCIndustry medianRank
Market Cap $10.28B $4.37B 12/60
P/E Ratio 12.24x 12.57x 34/58
P/B Ratio 1.37x 1.31x 25/57
Dividend Yield 1.75% 2.55% 43/51
EPS $12.45 – –
Book Value/Share $111.54 – –
Revenue/Share $40.94 – –

Profitability & Margins

MetricWTFCIndustry medianRank
ROE 12.0% 10.5% 19/53
ROA 1.2% 1.2% 28/49
Net Margin 32.6% 31.5% 21/54
EBT Margin 44.1% 40.6% 19/57
Tax Rate 26.0% – –

Financial Health

MetricWTFCIndustry medianRank
D/E Ratio 8.92x 7.28x 14/59
Financial Leverage 9.92x 8.18x 11/53
Interest Coverage 2.1x – –

Cash Flow

MetricWTFCIndustry medianRank
Operating Cash Flow $1.64B $407M 8/58
OCF Growth YoY 87.2% 21.6% 9/53

Operational Efficiency

MetricWTFCIndustry medianRank
Asset Turnover 0.04x 0.04x 9/51
Fixed Assets Turnover 3.5x 5.5x 40/55

Income Statement

MetricWTFCIndustry medianRank
Total Revenue $2.76B $1.10B 13/57
Net Income $900M $348M 14/54

Dividend & Shareholder Information

MetricWTFCIndustry medianRank
Dividends Per Share $2.66 – –
Payout Ratio 21.4% 33.2% 44/51
Shares Outstanding 67M – –
Net Income Growth 21.7% 21.2% 25/53
EPS Growth 17.8% 17.2% 28/56

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$596M0.8% of assets
Total Liabilities$67.14B89.9% of assets
Quarterly Financial Reports

WTFC quarterly financials and insider trading

Industry Peers · State Commercial Banks

Wintrust Financial Corp (WTFC) industry peers

Companies classified under the same SEC industry code as Wintrust Financial Corp (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
WTFC Wintrust Financial Corp $10.28B 12.2x 1.4x
BNS Bank Of Nova Scotia $115.79B 12.2x –
DB Deutsche Bank Aktiengesellschaft $64.75B 9.6x –
FITB Fifth Third Bancorp $48.91B 15.5x 1.5x
STT State Street Corp $46.51B 13.8x 1.6x
MTB M&T Bank Corp $32.07B 11.8x 1.2x
NTRS Northern Trust Corp $31.22B 13.4x 2.3x
BBD Bank Bradesco $27.87B – –
CFG Citizens Financial Group Inc/Ri $26.98B 11.2x 1.1x
FCNCA First Citizens Bancshares Inc /De/ $26.57B 12.6x 1.2x
EWBC East West Bancorp Inc $17.92B 12.6x 1.9x
ALLY Ally Financial Inc. $11.54B 8.2x 0.8x
SSB Southstate Bank Corp $10.20B 10.2x 1.1x
BPOP Popular, Inc. $10.00B 10.6x 1.6x
PB Prosperity Bancshares Inc $8.88B 12.8x 1.1x
CBC Central Bancompany, Inc. $8.83B – 2.3x
COLB Columbia Banking System, Inc. $8.72B 13.4x 1.2x
WAL Western Alliance Bancorporation $8.58B 8.7x 1.1x
CBSH Commerce Bancshares Inc /Mo/ $7.98B 13.9x 3.2x
UBSI United Bankshares Inc/Wv $6.57B 14.3x 1.2x
GBCI Glacier Bancorp, Inc. $6.37B 16.5x 1.5x
HOMB Home Bancshares Inc $6.03B 12.6x 1.3x
HWC Hancock Whitney Corp $5.83B 16.1x 1.3x
ASB Associated Banc-Corp $5.74B 11.1x 1.1x
AUB Atlantic Union Bankshares Corp $5.61B 13.0x 1.1x
ABCB Ameris Bancorp $5.57B 15.0x 1.4x
UCB United Community Banks Inc $4.54B 12.8x 1.2x
FFIN First Financial Bankshares Inc $4.45B 17.2x 4.2x
SFBS Servisfirst Bancshares, Inc. $4.43B 6.9x 2.2x
TCBI Texas Capital Bancshares Inc/Tx $4.42B 12.0x 1.2x
CATY Cathay General Bancorp $4.33B 10.6x 1.4x
IBOC International Bancshares Corp $4.16B 10.1x 1.2x
CVBF Cvb Financial Corp $4.04B 15.9x 1.3x
FBP First Bancorp /Pr/ $4.01B 11.6x 2.0x
INDB Independent Bank Corp $3.92B 15.0x 1.1x
RNST Renasant Corp $3.71B 13.5x 1.0x
FIBK First Interstate Bancsystem Inc $3.59B 12.2x 1.1x
SBCF Seacoast Banking Corp Of Florida $3.29B 21.0x 1.2x
MCHB Mechanics Bancorp $3.27B 8.4x 8.1x
FHB First Hawaiian, Inc. $3.09B 11.8x 1.1x
CUBI Customers Bancorp, Inc. $2.89B 10.0x 1.3x
BOH Bank Of Hawaii Corp $2.75B 10.6x 1.5x
FBK Fb Financial Corp $2.74B 10.1x 1.4x
FBNC First Bancorp /Nc/ $2.65B 13.2x 1.6x
SYBT Stock Yards Bancorp, Inc. $2.44B 15.7x 2.0x
BANR Banner Corp $2.40B 12.0x 3.6x
MBIN Merchants Bancorp $2.38B 8.8x 1.0x
BUSE First Busey Corp /Nv/ $2.38B 17.6x 1.0x
EFSC Enterprise Financial Services Corp $2.24B 12.6x 1.2x
OFG Ofg Bancorp $2.15B 10.0x 1.5x
SRCE 1st Source Corp $2.15B 12.3x 1.6x
HTH Hilltop Holdings Inc. $2.11B 15.5x 1.0x
GABC German American Bancorp, Inc. $1.86B 15.3x 1.5x
STBA S&T Bancorp Inc $1.83B 14.1x 1.3x
RBCAA Republic Bancorp Inc /Ky/ $1.81B 14.3x 1.6x
BY Byline Bancorp, Inc. $1.74B 12.3x 1.3x
TCBK Trico Bancshares / $1.71B 10.8x 1.3x
QCRH Qcr Holdings Inc $1.69B 12.3x 1.5x
OBK Origin Bancorp, Inc. $1.67B 17.9x 2.6x
CNOB Connectone Bancorp, Inc. $1.63B 14.5x 1.0x

Where WTFC sits on the market map

Finance · State Commercial Banks
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News

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FAQ

Wintrust Financial Corp (WTFC) stock forecast FAQ

What is the Wintrust Financial Corp (WTFC) stock forecast?

This forecast was produced 3 trading days ago and has not been refreshed since; read it as historical, not as a current view.

How accurate are Wintrust Financial Corp stock predictions?

For WTFC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 33.0%, measured on 357 forecast dates between 2022-08-12 and 2026-07-31 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 6.0%, measured on 400 forecast dates between 2022-08-12 and 2026-09-30. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Wintrust Financial Corp forecasts updated?

Wintrust Financial Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 30, 2026.

Which companies are Wintrust Financial Corp's industry peers?

60 issuers in our coverage, WTFC included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), M&T Bank Corp (MTB), Northern Trust Corp (NTRS).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.