PB vs WTFC: stock comparison and AI forecast
Prosperity Bancshares Inc (PB) and Wintrust Financial Corp (WTFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PB Prosperity Bancshares Inc
- Price
- $73.91 +7.8% · 6M
- Market Cap
- $8.79B
- P/E Ratio
- 12.7x
- Size
- mid-cap
- AI Forecast
WTFC Wintrust Financial Corp
- Price
- $152.38 +1.2% · 6M
- Market Cap
- $10.28B
- P/E Ratio
- 12.2x
- Size
- large-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- WTFC is 1.2 times larger than PB by market capitalization ($10.28B against $8.79B).
- WTFC trades at 12.2 times trailing earnings, PB at 12.7 times.
- Over the last six months PB returned +7.8% and WTFC +1.2%.
- PB turns 40.4% of its revenue into net income, against 32.6% for WTFC.
- WTFC carries 8.92 times debt per unit of equity, against 4.28 times for PB.
- PB yields 2.64% in dividends and WTFC 1.75%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PB | WTFC |
|---|---|---|
| Market Cap | $8.79B | $10.28B |
| P/E Ratio | 12.69x | 12.24x |
| P/B Ratio | 1.06x | 1.37x |
| Dividend Yield | 2.64% | 1.75% |
| EPS | $5.76 | $12.45 |
| Book Value/Share | $69.11 | $111.54 |
| Revenue/Share | $11.58 | $40.94 |
| FCF/Share | $4.91 | – |
Profitability & Margins
| Metric | PB | WTFC |
|---|---|---|
| ROE | 6.8% | 12.0% |
| ROA | 1.3% | 1.2% |
| Net Margin | 40.4% | 32.6% |
| EBT Margin | 51.8% | 44.1% |
| Tax Rate | 21.9% | 26.0% |
Financial Health
| Metric | PB | WTFC |
|---|---|---|
| D/E Ratio | 4.28x | 8.92x |
| Financial Leverage | 5.28x | 9.92x |
| Interest Coverage | – | 2.1x |
Cash Flow
| Metric | PB | WTFC |
|---|---|---|
| Operating Cash Flow | $621M | $1.64B |
| Free Cash Flow | $590M | – |
| Capital Spending | -$31M | – |
| OCF Growth YoY | 79.8% | 87.2% |
| FCF Growth YoY | 83.0% | – |
| FCF/Sales | 42.4% | – |
| CapEx/Sales | 2.2% | – |
Operational Efficiency
| Metric | PB | WTFC |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 3.2x | 3.5x |
Income Statement
| Metric | PB | WTFC |
|---|---|---|
| Total Revenue | $1.39B | $2.76B |
| Net Income | $562M | $900M |
Dividend & Shareholder Information
| Metric | PB | WTFC |
|---|---|---|
| Dividends Per Share | $1.93 | $2.66 |
| Payout Ratio | 33.5% | 21.4% |
| Shares Outstanding | 120M | 67M |
| Net Income Growth | 7.6% | 21.7% |
| EPS Growth | 4.9% | 17.8% |
PB vs WTFC: stock comparison and AI forecast
Which is bigger, PB or WTFC?
WTFC is 1.2 times larger than PB by market capitalization ($10.28B against $8.79B).
Which is cheaper on earnings, PB or WTFC?
WTFC trades at 12.2 times trailing earnings, PB at 12.7 times.
Which stock performed better over the last six months, PB or WTFC?
Over the last six months PB returned +7.8% and WTFC +1.2%.
Which one does Intratio's AI model rank higher, PB or WTFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.