SSB vs WTFC: stock comparison and AI forecast
Southstate Bank Corp (SSB) and Wintrust Financial Corp (WTFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
SSB Southstate Bank Corp
- Price
- $105.17 +7.7% · 6M
- Market Cap
- $10.20B
- P/E Ratio
- 10.2x
- Size
- large-cap
- AI Forecast
WTFC Wintrust Financial Corp
- Market Cap
- $10.28B
- P/E Ratio
- 12.2x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SSB and WTFC have similar market capitalizations ($10.20B and $10.28B).
- SSB trades at 10.2 times trailing earnings, WTFC at 12.2 times.
- SSB turns 35.0% of its revenue into net income, against 32.6% for WTFC.
- WTFC carries 8.92 times debt per unit of equity, against 6.79 times for SSB.
- SSB yields 2.38% in dividends and WTFC 1.75%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | SSB | WTFC |
|---|---|---|
| Market Cap | $10.20B | $10.28B |
| P/E Ratio | 10.24x | 12.24x |
| P/B Ratio | 1.13x | 1.37x |
| Dividend Yield | 2.38% | 1.75% |
| EPS | $10.27 | $12.45 |
| Book Value/Share | $93.30 | $111.54 |
| Revenue/Share | $27.36 | $40.94 |
| FCF/Share | $15.44 | – |
Profitability & Margins
| Metric | SSB | WTFC |
|---|---|---|
| ROE | 10.2% | 12.0% |
| ROA | 1.3% | 1.2% |
| Net Margin | 35.0% | 32.6% |
| EBT Margin | 45.1% | 44.1% |
| Tax Rate | 22.5% | 26.0% |
Financial Health
| Metric | SSB | WTFC |
|---|---|---|
| D/E Ratio | 6.79x | 8.92x |
| Financial Leverage | 7.79x | 9.92x |
| Interest Coverage | – | 2.1x |
Cash Flow
| Metric | SSB | WTFC |
|---|---|---|
| Operating Cash Flow | $1.57B | $1.64B |
| Free Cash Flow | $1.50B | – |
| Capital Spending | -$67M | – |
| OCF Growth YoY | 269.9% | 87.2% |
| FCF Growth YoY | 320.7% | – |
| FCF/Sales | 56.5% | – |
| CapEx/Sales | 2.5% | – |
Operational Efficiency
| Metric | SSB | WTFC |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 2.7x | 3.5x |
Income Statement
| Metric | SSB | WTFC |
|---|---|---|
| Total Revenue | $2.65B | $2.76B |
| Net Income | $927M | $900M |
Dividend & Shareholder Information
| Metric | SSB | WTFC |
|---|---|---|
| Dividends Per Share | $2.50 | $2.66 |
| Payout Ratio | 24.3% | 21.4% |
| Shares Outstanding | 97M | 67M |
| Net Income Growth | 33.4% | 21.7% |
| EPS Growth | 60.2% | 17.8% |
SSB vs WTFC: stock comparison and AI forecast
Which is bigger, SSB or WTFC?
SSB and WTFC have similar market capitalizations ($10.20B and $10.28B).
Which is cheaper on earnings, SSB or WTFC?
SSB trades at 10.2 times trailing earnings, WTFC at 12.2 times.
Which one does Intratio's AI model rank higher, SSB or WTFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.