Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

FRAF vs MVBF: stock comparison and AI forecast

Franklin Financial Services Corp /Pa/ (FRAF) and Mvb Financial Corp (MVBF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FRAF Franklin Financial Services Corp /Pa/

Price
$70.31 +24.8% · 6M
Market Cap
$316M
P/E Ratio
11.0x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

MVBF Mvb Financial Corp

Market Cap
$328M
P/E Ratio
8.9x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FRAF · MVBF

Key facts

  • FRAF and MVBF have similar market capitalizations ($316M and $328M).
  • MVBF trades at 8.9 times trailing earnings, FRAF at 11.0 times.
  • FRAF carries 11.70 times debt per unit of equity, against 9.29 times for MVBF.
  • MVBF yields 2.64% in dividends and FRAF 1.88%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFRAFMVBF
Market Cap$316M$328M
P/E Ratio11.04x8.91x
P/B Ratio1.72x0.95x
Dividend Yield1.88%2.64%
EPS$6.37$2.84
Book Value/Share$40.86$26.57
Revenue/Share$20.30$13.49
FCF/Share–$-2.90

Profitability & Margins

MetricFRAFMVBF
ROE13.4%–
ROA1.1%–
Net Margin27.0%–
EBT Margin33.6%29.5%
Tax Rate19.7%24.8%

Financial Health

MetricFRAFMVBF
D/E Ratio11.70x9.29x
Financial Leverage12.70x10.29x

Cash Flow

MetricFRAFMVBF
Operating Cash Flow$42M-$36M
Free Cash Flow–-$38M
Capital Spending–-$2M
OCF Growth YoY62.7%-281.4%
FCF Growth YoY–-300.4%
FCF/Sales–-21.5%
CapEx/Sales–1.1%

Operational Efficiency

MetricFRAFMVBF
Asset Turnover0.04x0.05x
Fixed Assets Turnover3.5x17.6x

Income Statement

MetricFRAFMVBF
Total Revenue$91M$175M
Net Income$25M–
R&D Expense–$8M

Dividend & Shareholder Information

MetricFRAFMVBF
Dividends Per Share$1.33$0.67
Payout Ratio20.9%23.6%
Shares Outstanding4M13M
Net Income Growth69.5%–
EPS Growth101.0%107.3%
FAQ

FRAF vs MVBF: stock comparison and AI forecast

Which is bigger, FRAF or MVBF?

FRAF and MVBF have similar market capitalizations ($316M and $328M).

Which is cheaper on earnings, FRAF or MVBF?

MVBF trades at 8.9 times trailing earnings, FRAF at 11.0 times.

Which one does Intratio's AI model rank higher, FRAF or MVBF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.