BFC vs BHRB: stock comparison and AI forecast
Bank First Corp (BFC) and Burke & Herbert Financial Services Corp. (BHRB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BFC Bank First Corp
- Price
- $149.03 +2.6% · 6M
- Market Cap
- $1.66B
- P/E Ratio
- 19.5x
- Size
- small-cap
- AI Forecast
BHRB Burke & Herbert Financial Services Corp.
- Price
- $70.60 +12.0% · 6M
- Market Cap
- $1.43B
- P/E Ratio
- 11.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BFC is 1.2 times larger than BHRB by market capitalization ($1.66B against $1.43B).
- BHRB trades at 11.3 times trailing earnings, BFC at 19.4 times.
- Over the last six months BHRB returned +12.0% and BFC +2.6%.
- BFC turns 37.3% of its revenue into net income, against 26.8% for BHRB.
- BHRB carries 8.14 times debt per unit of equity, against 6.26 times for BFC.
- BHRB yields 2.58% in dividends and BFC 1.24%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BFC | BHRB |
|---|---|---|
| Market Cap | $1.66B | $1.43B |
| P/E Ratio | 19.45x | 11.31x |
| P/B Ratio | 2.02x | 1.19x |
| Dividend Yield | 1.24% | 2.58% |
| EPS | $7.69 | $6.24 |
| Book Value/Share | $73.91 | $59.55 |
| Revenue/Share | $19.60 | $17.92 |
| FCF/Share | $3.84 | $4.28 |
Profitability & Margins
| Metric | BFC | BHRB |
|---|---|---|
| ROE | 9.9% | 8.1% |
| ROA | 1.4% | 0.9% |
| Net Margin | 37.3% | 26.8% |
| EBT Margin | 46.4% | 33.2% |
| Tax Rate | 19.5% | 19.3% |
Financial Health
| Metric | BFC | BHRB |
|---|---|---|
| D/E Ratio | 6.26x | 8.14x |
| Financial Leverage | 7.26x | 9.14x |
Cash Flow
| Metric | BFC | BHRB |
|---|---|---|
| Operating Cash Flow | $57M | $97M |
| Free Cash Flow | $43M | $86M |
| Capital Spending | -$15M | -$11M |
| OCF Growth YoY | -15.3% | -28.5% |
| FCF Growth YoY | -24.8% | -32.7% |
| FCF/Sales | 19.6% | 23.9% |
| CapEx/Sales | 6.8% | 2.9% |
Operational Efficiency
| Metric | BFC | BHRB |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 2.3x | 2.4x |
Income Statement
| Metric | BFC | BHRB |
|---|---|---|
| Total Revenue | $217M | $362M |
| Net Income | $81M | $97M |
Dividend & Shareholder Information
| Metric | BFC | BHRB |
|---|---|---|
| Dividends Per Share | $1.86 | $1.82 |
| Payout Ratio | 24.2% | 29.2% |
| Shares Outstanding | 11M | 20M |
| Net Income Growth | 17.1% | -7.2% |
| EPS Growth | 11.0% | -22.0% |
BFC vs BHRB: stock comparison and AI forecast
Which is bigger, BFC or BHRB?
BFC is 1.2 times larger than BHRB by market capitalization ($1.66B against $1.43B).
Which is cheaper on earnings, BFC or BHRB?
BHRB trades at 11.3 times trailing earnings, BFC at 19.4 times.
Which stock performed better over the last six months, BFC or BHRB?
Over the last six months BHRB returned +12.0% and BFC +2.6%.
Which one does Intratio's AI model rank higher, BFC or BHRB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.