Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-03

BUSE vs MBIN: stock comparison and AI forecast

First Busey Corp /Nv/ (BUSE) and Merchants Bancorp (MBIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

BUSE First Busey Corp /Nv/

Price
$28.81 +10.0% · 6M
Market Cap
$2.38B
P/E Ratio
17.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

MBIN Merchants Bancorp

Market Cap
$2.42B
P/E Ratio
8.9x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BUSE · MBIN

Key facts

  • BUSE and MBIN have similar market capitalizations ($2.38B and $2.42B).
  • MBIN trades at 8.9 times trailing earnings, BUSE at 17.6 times.
  • MBIN carries 7.87 times debt per unit of equity, against 6.63 times for BUSE.
  • BUSE yields 4.54% in dividends and MBIN 2.49%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBUSEMBIN
Market Cap$2.38B$2.42B
P/E Ratio17.57x8.91x
P/B Ratio1.00x1.01x
Dividend Yield4.54%2.49%
EPS$1.64$5.91
Book Value/Share$28.86$52.11
Revenue/Share$9.56$13.77
FCF/Share$2.53$-16.66

Profitability & Margins

MetricBUSEMBIN
ROE–11.2%
ROA–1.3%
Net Margin–42.5%
EBT Margin38.0%51.0%
Tax Rate23.1%16.7%

Financial Health

MetricBUSEMBIN
D/E Ratio6.63x7.87x
Financial Leverage7.63x8.87x

Cash Flow

MetricBUSEMBIN
Operating Cash Flow$228M-$752M
Free Cash Flow$209M-$765M
Capital Spending-$19M-$13M
OCF Growth YoY33.7%–
FCF Growth YoY28.5%–
FCF/Sales26.4%-121.0%
CapEx/Sales2.4%2.1%

Operational Efficiency

MetricBUSEMBIN
Asset Turnover0.04x0.03x
Fixed Assets Turnover4.2x8.5x

Income Statement

MetricBUSEMBIN
Total Revenue$790M$632M
Net Income–$269M

Dividend & Shareholder Information

MetricBUSEMBIN
Dividends Per Share$1.31$1.31
Payout Ratio79.9%22.2%
Shares Outstanding83M46M
Net Income Growth–6.1%
EPS Growth-19.2%63.7%
FAQ

BUSE vs MBIN: stock comparison and AI forecast

Which is bigger, BUSE or MBIN?

BUSE and MBIN have similar market capitalizations ($2.38B and $2.42B).

Which is cheaper on earnings, BUSE or MBIN?

MBIN trades at 8.9 times trailing earnings, BUSE at 17.6 times.

Which one does Intratio's AI model rank higher, BUSE or MBIN?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.