EFSC vs MBIN: stock comparison and AI forecast
Enterprise Financial Services Corp (EFSC) and Merchants Bancorp (MBIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
EFSC Enterprise Financial Services Corp
- Price
- $63.13 +8.6% · 6M
- Market Cap
- $2.28B
- P/E Ratio
- 12.7x
- Size
- mid-cap
- AI Forecast
MBIN Merchants Bancorp
- Market Cap
- $2.42B
- P/E Ratio
- 8.9x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- EFSC and MBIN have similar market capitalizations ($2.28B and $2.42B).
- MBIN trades at 8.9 times trailing earnings, EFSC at 12.7 times.
- MBIN turns 42.5% of its revenue into net income, against 26.8% for EFSC.
- EFSC carries 8.28 times debt per unit of equity, against 7.87 times for MBIN.
- MBIN yields 2.49% in dividends and EFSC 2.14%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | EFSC | MBIN |
|---|---|---|
| Market Cap | $2.28B | $2.42B |
| P/E Ratio | 12.68x | 8.91x |
| P/B Ratio | 1.19x | 1.01x |
| Dividend Yield | 2.14% | 2.49% |
| EPS | $4.98 | $5.91 |
| Book Value/Share | $52.98 | $52.11 |
| Revenue/Share | $19.34 | $13.77 |
| FCF/Share | $6.51 | $-16.66 |
Profitability & Margins
| Metric | EFSC | MBIN |
|---|---|---|
| ROE | 9.8% | 11.2% |
| ROA | 1.1% | 1.3% |
| Net Margin | 26.8% | 42.5% |
| EBT Margin | 34.3% | 51.0% |
| Tax Rate | 21.9% | 16.7% |
Financial Health
| Metric | EFSC | MBIN |
|---|---|---|
| D/E Ratio | 8.28x | 7.87x |
| Financial Leverage | 9.28x | 8.87x |
Cash Flow
| Metric | EFSC | MBIN |
|---|---|---|
| Operating Cash Flow | $243M | -$752M |
| Free Cash Flow | $235M | -$765M |
| Capital Spending | -$7M | -$13M |
| OCF Growth YoY | 19.8% | – |
| FCF Growth YoY | 22.8% | – |
| FCF/Sales | 33.6% | -121.0% |
| CapEx/Sales | 1.0% | 2.1% |
Operational Efficiency
| Metric | EFSC | MBIN |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 12.3x | 8.5x |
Income Statement
| Metric | EFSC | MBIN |
|---|---|---|
| Total Revenue | $700M | $632M |
| Net Income | $188M | $269M |
Dividend & Shareholder Information
| Metric | EFSC | MBIN |
|---|---|---|
| Dividends Per Share | $1.35 | $1.31 |
| Payout Ratio | 27.1% | 22.2% |
| Shares Outstanding | 36M | 46M |
| Net Income Growth | -4.0% | 6.1% |
| EPS Growth | -2.9% | 63.7% |
EFSC vs MBIN: stock comparison and AI forecast
Which is bigger, EFSC or MBIN?
EFSC and MBIN have similar market capitalizations ($2.28B and $2.42B).
Which is cheaper on earnings, EFSC or MBIN?
MBIN trades at 8.9 times trailing earnings, EFSC at 12.7 times.
Which one does Intratio's AI model rank higher, EFSC or MBIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.