BWB vs UNTY: stock comparison and AI forecast
Bridgewater Bancshares Inc (BWB) and Unity Bancorp Inc /Nj/ (UNTY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BWB Bridgewater Bancshares Inc
- Market Cap
- $575M
- P/E Ratio
- 10.1x
- Size
- small-cap
- AI Forecast
UNTY Unity Bancorp Inc /Nj/
- Market Cap
- $592M
- P/E Ratio
- 10.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BWB and UNTY have similar market capitalizations ($575M and $592M).
- BWB trades at 10.1 times trailing earnings, UNTY at 10.2 times.
- UNTY turns 45.0% of its revenue into net income, against 36.6% for BWB.
- BWB carries 9.37 times debt per unit of equity, against 7.59 times for UNTY.
- UNTY yields 1.02% in dividends; BWB pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BWB | UNTY |
|---|---|---|
| Market Cap | $575M | $592M |
| P/E Ratio | 10.06x | 10.25x |
| P/B Ratio | 1.06x | 1.59x |
| Dividend Yield | – | 1.02% |
| EPS | $2.05 | $5.75 |
| Book Value/Share | $19.42 | $37.02 |
| Revenue/Share | $5.85 | $12.99 |
| FCF/Share | $2.63 | $2.78 |
Profitability & Margins
| Metric | BWB | UNTY |
|---|---|---|
| ROE | 11.0% | 15.8% |
| ROA | 1.1% | 1.8% |
| Net Margin | 36.6% | 45.0% |
| EBT Margin | 47.5% | 58.0% |
| Tax Rate | 22.9% | 22.6% |
Financial Health
| Metric | BWB | UNTY |
|---|---|---|
| D/E Ratio | 9.37x | 7.59x |
| Financial Leverage | 10.37x | 8.59x |
Cash Flow
| Metric | BWB | UNTY |
|---|---|---|
| Operating Cash Flow | $79M | $29M |
| Free Cash Flow | $73M | $28M |
| Capital Spending | -$5M | -$620K |
| OCF Growth YoY | 42.4% | -14.0% |
| FCF Growth YoY | 50.9% | -13.4% |
| FCF/Sales | 45.0% | 21.4% |
| CapEx/Sales | 3.3% | 0.5% |
Operational Efficiency
| Metric | BWB | UNTY |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 3.1x | 7.3x |
Income Statement
| Metric | BWB | UNTY |
|---|---|---|
| Total Revenue | $163M | $130M |
| Net Income | $60M | $59M |
Dividend & Shareholder Information
| Metric | BWB | UNTY |
|---|---|---|
| Dividends Per Share | – | $0.60 |
| Payout Ratio | – | 10.4% |
| Shares Outstanding | 28M | 10M |
| Net Income Growth | 45.9% | 16.1% |
| EPS Growth | 79.8% | -2.0% |
BWB vs UNTY: stock comparison and AI forecast
Which is bigger, BWB or UNTY?
BWB and UNTY have similar market capitalizations ($575M and $592M).
Which is cheaper on earnings, BWB or UNTY?
BWB trades at 10.1 times trailing earnings, UNTY at 10.2 times.
Which one does Intratio's AI model rank higher, BWB or UNTY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.