BY vs FVCB: stock comparison and AI forecast
Byline Bancorp, Inc. (BY) and Fvcbankcorp, Inc. (FVCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BY Byline Bancorp, Inc.
- Price
- $38.50 +19.8% · 6M
- Market Cap
- $1.74B
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
FVCB Fvcbankcorp, Inc.
- Price
- $16.81 +7.2% · 6M
- Market Cap
- $303M
- P/E Ratio
- 12.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BY is 5.7 times larger than FVCB by market capitalization ($1.74B against $303M).
- BY trades at 12.3 times trailing earnings, FVCB at 12.4 times.
- Over the last six months BY returned +19.8% and FVCB +7.2%.
- BY turns 34.4% of its revenue into net income, against -50.3% for FVCB.
- FVCB carries 7.88 times debt per unit of equity, against 6.62 times for BY.
- FVCB yields 1.49% in dividends and BY 1.15%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BY | FVCB |
|---|---|---|
| Market Cap | $1.74B | $303M |
| P/E Ratio | 12.30x | 12.45x |
| P/B Ratio | 1.33x | 1.14x |
| Dividend Yield | 1.15% | 1.49% |
| EPS | $3.13 | $1.35 |
| Book Value/Share | $28.86 | $14.78 |
| Revenue/Share | $9.63 | $-1.31 |
| FCF/Share | $3.62 | $1.76 |
Profitability & Margins
| Metric | BY | FVCB |
|---|---|---|
| ROE | 11.5% | 9.7% |
| ROA | 1.5% | 1.1% |
| Net Margin | 34.4% | -50.3% |
| EBT Margin | 46.1% | -64.7% |
| Tax Rate | 25.5% | 22.5% |
Financial Health
| Metric | BY | FVCB |
|---|---|---|
| D/E Ratio | 6.62x | 7.88x |
| Financial Leverage | 7.62x | 8.88x |
Cash Flow
| Metric | BY | FVCB |
|---|---|---|
| Operating Cash Flow | $166M | $32M |
| Free Cash Flow | $163M | $32M |
| Capital Spending | -$2M | -$40K |
| OCF Growth YoY | 42.9% | 73.9% |
| FCF Growth YoY | 48.3% | 50.3% |
| FCF/Sales | 37.5% | -134.0% |
| CapEx/Sales | 0.5% | -0.2% |
Operational Efficiency
| Metric | BY | FVCB |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 7.8x | -37.2x |
Income Statement
| Metric | BY | FVCB |
|---|---|---|
| Total Revenue | $435M | -$24M |
| Net Income | $149M | $26M |
Dividend & Shareholder Information
| Metric | BY | FVCB |
|---|---|---|
| Dividends Per Share | $0.44 | $0.25 |
| Payout Ratio | 14.1% | 18.5% |
| Shares Outstanding | 45M | 18M |
| Net Income Growth | 25.6% | 21.5% |
| EPS Growth | 14.7% | 50.0% |
BY vs FVCB: stock comparison and AI forecast
Which is bigger, BY or FVCB?
BY is 5.7 times larger than FVCB by market capitalization ($1.74B against $303M).
Which is cheaper on earnings, BY or FVCB?
BY trades at 12.3 times trailing earnings, FVCB at 12.4 times.
Which stock performed better over the last six months, BY or FVCB?
Over the last six months BY returned +19.8% and FVCB +7.2%.
Which one does Intratio's AI model rank higher, BY or FVCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.