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Stock comparison · Signal date 2026-11-04

BY vs CNOB: stock comparison and AI forecast

Byline Bancorp, Inc. (BY) and Connectone Bancorp, Inc. (CNOB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

BY Byline Bancorp, Inc.

Price
$38.50 +19.8% · 6M
Market Cap
$1.74B
P/E Ratio
12.3x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

CNOB Connectone Bancorp, Inc.

Price
$32.49 +8.0% · 6M
Market Cap
$1.63B
P/E Ratio
14.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-05 → 2026-10-30

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100105110115120125
BY +19.8% CNOB +8.0%
BY · CNOB

Key facts

  • BY and CNOB have similar market capitalizations ($1.74B and $1.63B).
  • BY trades at 12.3 times trailing earnings, CNOB at 14.5 times.
  • Over the last six months BY returned +19.8% and CNOB +8.0%.
  • CNOB turns 34.8% of its revenue into net income, against 34.4% for BY.
  • CNOB carries 8.24 times debt per unit of equity, against 6.62 times for BY.
  • CNOB yields 2.31% in dividends and BY 1.15%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBYCNOB
Market Cap$1.74B$1.63B
P/E Ratio12.30x14.50x
P/B Ratio1.33x1.02x
Dividend Yield1.15%2.31%
EPS$3.13$2.24
Book Value/Share$28.86$31.80
Revenue/Share$9.63$8.59
FCF/Share$3.62$3.56

Profitability & Margins

MetricBYCNOB
ROE11.5%9.4%
ROA1.5%1.0%
Net Margin34.4%34.8%
EBT Margin46.1%47.8%
Tax Rate25.5%27.1%

Financial Health

MetricBYCNOB
D/E Ratio6.62x8.24x
Financial Leverage7.62x9.24x

Cash Flow

MetricBYCNOB
Operating Cash Flow$166M$183M
Free Cash Flow$163M$179M
Capital Spending-$2M-$4M
OCF Growth YoY42.9%101.1%
FCF Growth YoY48.3%110.5%
FCF/Sales37.5%41.4%
CapEx/Sales0.5%1.0%

Operational Efficiency

MetricBYCNOB
Asset Turnover0.04x0.03x
Fixed Assets Turnover7.8x8.9x

Income Statement

MetricBYCNOB
Total Revenue$435M$432M
Net Income$149M$150M

Dividend & Shareholder Information

MetricBYCNOB
Dividends Per Share$0.44$0.75
Payout Ratio14.1%33.5%
Shares Outstanding45M50M
Net Income Growth25.6%145.1%
EPS Growth14.7%5.2%
FAQ

BY vs CNOB: stock comparison and AI forecast

Which is bigger, BY or CNOB?

BY and CNOB have similar market capitalizations ($1.74B and $1.63B).

Which is cheaper on earnings, BY or CNOB?

BY trades at 12.3 times trailing earnings, CNOB at 14.5 times.

Which stock performed better over the last six months, BY or CNOB?

Over the last six months BY returned +19.8% and CNOB +8.0%.

Which one does Intratio's AI model rank higher, BY or CNOB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.