Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

CNOB vs LOB: stock comparison and AI forecast

Connectone Bancorp, Inc. (CNOB) and Live Oak Bancshares, Inc. (LOB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

CNOB Connectone Bancorp, Inc.

Price
$32.49 +8.0% · 6M
Market Cap
$1.63B
P/E Ratio
14.5x
Size
small-cap
AI Forecast
Full analysis →
NYSE · State Commercial Banks

LOB Live Oak Bancshares, Inc.

Market Cap
$1.60B
P/E Ratio
27.6x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CNOB · LOB

Key facts

  • CNOB and LOB have similar market capitalizations ($1.63B and $1.60B).
  • CNOB trades at 14.5 times trailing earnings, LOB at 27.6 times.
  • LOB carries 11.21 times debt per unit of equity, against 8.24 times for CNOB.
  • CNOB yields 2.31% in dividends; LOB pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCNOBLOB
Market Cap$1.63B$1.60B
P/E Ratio14.50x27.58x
P/B Ratio1.02x1.22x
Dividend Yield2.31%–
EPS$2.24$1.25
Book Value/Share$31.80$28.37
Revenue/Share$8.59–
FCF/Share$3.56–

Profitability & Margins

MetricCNOBLOB
ROE9.4%–
ROA1.0%–
Net Margin34.8%–
EBT Margin47.8%26.2%
Tax Rate27.1%23.4%

Financial Health

MetricCNOBLOB
D/E Ratio8.24x11.21x
Financial Leverage9.24x12.22x

Cash Flow

MetricCNOBLOB
Operating Cash Flow$183M$432M
Free Cash Flow$179M–
Capital Spending-$4M–
OCF Growth YoY101.1%-19.5%
FCF Growth YoY110.5%–
FCF/Sales41.4%–
CapEx/Sales1.0%–

Operational Efficiency

MetricCNOBLOB
Asset Turnover0.03x–
Fixed Assets Turnover8.9x–

Income Statement

MetricCNOBLOB
Total Revenue$432M–
Net Income$150M–

Dividend & Shareholder Information

MetricCNOBLOB
Dividends Per Share$0.75–
Payout Ratio33.5%–
Shares Outstanding50M46M
Net Income Growth145.1%–
EPS Growth5.2%-26.0%
FAQ

CNOB vs LOB: stock comparison and AI forecast

Which is bigger, CNOB or LOB?

CNOB and LOB have similar market capitalizations ($1.63B and $1.60B).

Which is cheaper on earnings, CNOB or LOB?

CNOB trades at 14.5 times trailing earnings, LOB at 27.6 times.

Which one does Intratio's AI model rank higher, CNOB or LOB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.