LOB vs TFIN: stock comparison and AI forecast
Live Oak Bancshares, Inc. (LOB) and Triumph Financial, Inc. (TFIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LOB Live Oak Bancshares, Inc.
- Market Cap
- $1.60B
- P/E Ratio
- 27.6x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
TFIN Triumph Financial, Inc.
- Price
- $63.94 -2.6% · 6M
- Market Cap
- $1.53B
- P/E Ratio
- 45.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- LOB and TFIN have similar market capitalizations ($1.60B and $1.53B).
- LOB trades at 27.6 times trailing earnings, TFIN at 45.4 times.
- LOB carries 11.21 times debt per unit of equity, against 6.85 times for TFIN.
- TFIN yields 0.21% in dividends; LOB pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LOB | TFIN |
|---|---|---|
| Market Cap | $1.60B | $1.53B |
| P/E Ratio | 27.58x | 45.35x |
| P/B Ratio | 1.22x | 1.56x |
| Dividend Yield | – | 0.21% |
| EPS | $1.25 | $1.41 |
| Book Value/Share | $28.37 | $40.91 |
| Revenue/Share | – | $19.49 |
Profitability & Margins
| Metric | LOB | TFIN |
|---|---|---|
| ROE | – | 5.2% |
| ROA | – | 0.7% |
| Net Margin | – | 10.8% |
| EBT Margin | 26.2% | 14.2% |
| Tax Rate | 23.4% | 24.0% |
Financial Health
| Metric | LOB | TFIN |
|---|---|---|
| D/E Ratio | 11.21x | 6.85x |
| Financial Leverage | 12.22x | 7.85x |
Cash Flow
| Metric | LOB | TFIN |
|---|---|---|
| Operating Cash Flow | $432M | $113M |
| OCF Growth YoY | -19.5% | 67.7% |
Operational Efficiency
| Metric | LOB | TFIN |
|---|---|---|
| Asset Turnover | – | 0.06x |
| Fixed Assets Turnover | – | 5.4x |
Income Statement
| Metric | LOB | TFIN |
|---|---|---|
| Total Revenue | – | $466M |
| Net Income | – | $50M |
Dividend & Shareholder Information
| Metric | LOB | TFIN |
|---|---|---|
| Dividends Per Share | – | $0.13 |
| Payout Ratio | – | 9.2% |
| Shares Outstanding | 46M | 24M |
| Net Income Growth | – | 405.6% |
| EPS Growth | -26.0% | 261.5% |
LOB vs TFIN: stock comparison and AI forecast
Which is bigger, LOB or TFIN?
LOB and TFIN have similar market capitalizations ($1.60B and $1.53B).
Which is cheaper on earnings, LOB or TFIN?
LOB trades at 27.6 times trailing earnings, TFIN at 45.4 times.
Which one does Intratio's AI model rank higher, LOB or TFIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.