LOB vs QCRH: stock comparison and AI forecast
Live Oak Bancshares, Inc. (LOB) and Qcr Holdings Inc (QCRH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LOB Live Oak Bancshares, Inc.
- Price
- $35.15 -6.9% · 6M
- Market Cap
- $1.63B
- P/E Ratio
- 22.5x
- Size
- small-cap
- AI Forecast
QCRH Qcr Holdings Inc
- Price
- $102.18 +11.7% · 6M
- Market Cap
- $1.70B
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- LOB and QCRH have similar market capitalizations ($1.63B and $1.70B).
- QCRH trades at 12.3 times trailing earnings, LOB at 22.5 times.
- Over the last six months QCRH returned +11.7% and LOB -6.9%.
- LOB carries 11.96 times debt per unit of equity, against 7.28 times for QCRH.
- QCRH yields 0.28% in dividends; LOB pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LOB | QCRH |
|---|---|---|
| Market Cap | $1.63B | $1.70B |
| P/E Ratio | 22.53x | 12.30x |
| P/B Ratio | 1.24x | 1.48x |
| Dividend Yield | – | 0.28% |
| EPS | $1.56 | $8.44 |
| Book Value/Share | $28.27 | $70.21 |
| Revenue/Share | – | $23.16 |
| FCF/Share | – | $48.41 |
Profitability & Margins
| Metric | LOB | QCRH |
|---|---|---|
| ROE | – | 12.3% |
| ROA | – | 1.5% |
| Net Margin | – | 37.5% |
| EBT Margin | 30.6% | 40.7% |
| Tax Rate | 23.6% | 8.1% |
Financial Health
| Metric | LOB | QCRH |
|---|---|---|
| D/E Ratio | 11.96x | 7.28x |
| Financial Leverage | 12.97x | 8.28x |
Cash Flow
| Metric | LOB | QCRH |
|---|---|---|
| Operating Cash Flow | $453M | $859M |
| Free Cash Flow | – | $793M |
| Capital Spending | – | -$66M |
| OCF Growth YoY | -17.6% | 89.1% |
| FCF Growth YoY | – | 95.8% |
| FCF/Sales | – | 209.0% |
| CapEx/Sales | – | 17.4% |
Operational Efficiency
| Metric | LOB | QCRH |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | – | 1.6x |
Income Statement
| Metric | LOB | QCRH |
|---|---|---|
| Total Revenue | – | $379M |
| Net Income | – | $142M |
Dividend & Shareholder Information
| Metric | LOB | QCRH |
|---|---|---|
| Dividends Per Share | – | $0.29 |
| Payout Ratio | – | 3.4% |
| Shares Outstanding | 46M | 16M |
| Net Income Growth | – | 25.9% |
| EPS Growth | 20.0% | 27.1% |
LOB vs QCRH: stock comparison and AI forecast
Which is bigger, LOB or QCRH?
LOB and QCRH have similar market capitalizations ($1.63B and $1.70B).
Which is cheaper on earnings, LOB or QCRH?
QCRH trades at 12.3 times trailing earnings, LOB at 22.5 times.
Which stock performed better over the last six months, LOB or QCRH?
Over the last six months QCRH returned +11.7% and LOB -6.9%.
Which one does Intratio's AI model rank higher, LOB or QCRH?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.