CASS vs PHR: stock comparison and AI forecast
Cass Information Systems Inc (CASS) and Phreesia, Inc. (PHR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CASS Cass Information Systems Inc
- Price
- $52.74 +11.5% · 6M
- Market Cap
- $675M
- P/E Ratio
- 19.1x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
PHR Phreesia, Inc.
- Price
- $12.44 +35.1% · 6M
- Market Cap
- $772M
- P/E Ratio
- 207.3x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PHR is 1.1 times larger than CASS by market capitalization ($772M against $675M).
- CASS trades at 19.1 times trailing earnings, PHR at 207.3 times.
- Over the last six months PHR returned +35.1% and CASS +11.5%.
- CASS carries 9.28 times debt per unit of equity, against 0.47 times for PHR.
- CASS yields 2.43% in dividends; PHR pays none.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CASS | PHR |
|---|---|---|
| Market Cap | $675M | $772M |
| P/E Ratio | 19.10x | 207.34x |
| P/B Ratio | 2.76x | 2.92x |
| Dividend Yield | 2.43% | – |
| EPS | $2.76 | $0.06 |
| Book Value/Share | $19.11 | $4.27 |
| Revenue/Share | $15.54 | $8.18 |
| FCF/Share | $3.27 | $1.30 |
Profitability & Margins
| Metric | CASS | PHR |
|---|---|---|
| ROE | 15.0% | – |
| ROA | 1.5% | – |
| Gross Margin | – | 85.4% |
| Operating Margin | – | 2.9% |
| Net Margin | 18.4% | – |
| EBT Margin | 22.9% | 0.6% |
| Tax Rate | 19.6% | -278.0% |
Financial Health
| Metric | CASS | PHR |
|---|---|---|
| Current Ratio | – | 1.76x |
| D/E Ratio | 9.28x | 0.47x |
| Financial Leverage | 10.28x | – |
| Interest Coverage | – | 10.8x |
| Working Capital | – | $110M |
Cash Flow
| Metric | CASS | PHR |
|---|---|---|
| Operating Cash Flow | $49M | $91M |
| Free Cash Flow | $42M | $81M |
| Capital Spending | -$7M | -$11M |
| OCF Growth YoY | 25.7% | 76.7% |
| FCF Growth YoY | 34.5% | 87.6% |
| FCF/Sales | 21.1% | 15.9% |
| CapEx/Sales | 3.4% | 2.1% |
Operational Efficiency
| Metric | CASS | PHR |
|---|---|---|
| Asset Turnover | 0.08x | – |
| Receivables Turnover | – | 5.7x |
| Fixed Assets Turnover | 6.7x | 28.0x |
| Days Sales Outstanding | – | 64 days |
| Payables Period | – | 60 days |
Income Statement
| Metric | CASS | PHR |
|---|---|---|
| Total Revenue | $199M | $508M |
| Operating Income | – | $13M |
| Net Income | $37M | – |
| R&D Expense | – | $116M |
| SG&A Expense | – | $296M |
| Cost of Goods Sold | – | $74M |
Dividend & Shareholder Information
| Metric | CASS | PHR |
|---|---|---|
| Dividends Per Share | $1.28 | – |
| Payout Ratio | 46.4% | – |
| Shares Outstanding | 13M | 62M |
| Net Income Growth | 44.8% | – |
| EPS Growth | 59.5% | – |
CASS vs PHR: stock comparison and AI forecast
Which is bigger, CASS or PHR?
PHR is 1.1 times larger than CASS by market capitalization ($772M against $675M).
Which is cheaper on earnings, CASS or PHR?
CASS trades at 19.1 times trailing earnings, PHR at 207.3 times.
Which stock performed better over the last six months, CASS or PHR?
Over the last six months PHR returned +35.1% and CASS +11.5%.
Which one does Intratio's AI model rank higher, CASS or PHR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.