PAYS vs PHR: stock comparison and AI forecast
Paysign, Inc. (PAYS) and Phreesia, Inc. (PHR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PAYS Paysign, Inc.
- Market Cap
- $813M
- P/E Ratio
- 65.5x
- Size
- small-cap
- AI Forecast
PHR Phreesia, Inc.
- Price
- $12.44 +35.1% · 6M
- Market Cap
- $772M
- P/E Ratio
- 207.3x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PAYS and PHR have similar market capitalizations ($813M and $772M).
- PAYS trades at 65.5 times trailing earnings, PHR at 207.3 times.
- PAYS carries 4.27 times debt per unit of equity, against 0.47 times for PHR.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PAYS | PHR |
|---|---|---|
| Market Cap | $813M | $772M |
| P/E Ratio | 65.46x | 207.34x |
| P/B Ratio | 13.52x | 2.92x |
| EPS | $0.22 | $0.06 |
| Book Value/Share | $1.07 | $4.27 |
| Revenue/Share | $1.78 | $8.18 |
| FCF/Share | $1.30 | $1.30 |
Profitability & Margins
| Metric | PAYS | PHR |
|---|---|---|
| ROE | 26.2% | – |
| ROA | 5.0% | – |
| ROIC | 25.0% | – |
| Gross Margin | 61.0% | 85.4% |
| Operating Margin | 17.0% | 2.9% |
| Net Margin | 15.7% | – |
| EBT Margin | 20.0% | 0.6% |
| Tax Rate | 21.6% | -278.0% |
Financial Health
| Metric | PAYS | PHR |
|---|---|---|
| Current Ratio | 1.14x | 1.76x |
| D/E Ratio | 4.27x | 0.47x |
| Financial Leverage | 5.27x | – |
| Interest Coverage | – | 10.8x |
| Working Capital | $35M | $110M |
Cash Flow
| Metric | PAYS | PHR |
|---|---|---|
| Operating Cash Flow | $75M | $91M |
| Free Cash Flow | $74M | $81M |
| Capital Spending | -$1M | -$11M |
| OCF Growth YoY | – | 76.7% |
| FCF Growth YoY | – | 87.6% |
| FCF/Sales | 73.0% | 15.9% |
| CapEx/Sales | 1.4% | 2.1% |
Operational Efficiency
| Metric | PAYS | PHR |
|---|---|---|
| Asset Turnover | 0.32x | – |
| Receivables Turnover | 1.0x | 5.7x |
| Fixed Assets Turnover | 51.7x | 28.0x |
| Days Sales Outstanding | 374 days | 64 days |
| Payables Period | – | 60 days |
Income Statement
| Metric | PAYS | PHR |
|---|---|---|
| Total Revenue | $101M | $508M |
| Operating Income | $17M | $13M |
| Net Income | $16M | – |
| R&D Expense | – | $116M |
| SG&A Expense | $35M | $296M |
| Cost of Goods Sold | $39M | $74M |
Dividend & Shareholder Information
| Metric | PAYS | PHR |
|---|---|---|
| Shares Outstanding | 56M | 62M |
| Net Income Growth | 132.5% | – |
| EPS Growth | 175.0% | – |
PAYS vs PHR: stock comparison and AI forecast
Which is bigger, PAYS or PHR?
PAYS and PHR have similar market capitalizations ($813M and $772M).
Which is cheaper on earnings, PAYS or PHR?
PAYS trades at 65.5 times trailing earnings, PHR at 207.3 times.
Which one does Intratio's AI model rank higher, PAYS or PHR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.