CATY vs IBOC: stock comparison and AI forecast
Cathay General Bancorp (CATY) and International Bancshares Corp (IBOC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CATY Cathay General Bancorp
- Price
- $65.57 +16.3% · 6M
- Market Cap
- $4.33B
- P/E Ratio
- 10.6x
- Size
- mid-cap
- AI Forecast
IBOC International Bancshares Corp
- Market Cap
- $4.16B
- P/E Ratio
- 10.1x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CATY and IBOC have similar market capitalizations ($4.33B and $4.16B).
- IBOC trades at 10.1 times trailing earnings, CATY at 10.6 times.
- IBOC turns 49.3% of its revenue into net income, against 43.7% for CATY.
- CATY carries 7.09 times debt per unit of equity, against 4.04 times for IBOC.
- IBOC yields 6.37% in dividends and CATY 2.24%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CATY | IBOC |
|---|---|---|
| Market Cap | $4.33B | $4.16B |
| P/E Ratio | 10.64x | 10.08x |
| P/B Ratio | 1.42x | 1.23x |
| Dividend Yield | 2.24% | 6.37% |
| EPS | $6.10 | $6.63 |
| Book Value/Share | $45.67 | $54.27 |
| Revenue/Share | $11.92 | $13.47 |
| FCF/Share | $8.01 | $7.28 |
Profitability & Margins
| Metric | CATY | IBOC |
|---|---|---|
| ROE | 11.4% | 12.2% |
| ROA | 1.4% | 2.4% |
| Net Margin | 43.7% | 49.3% |
| EBT Margin | 54.8% | 63.8% |
| Tax Rate | 20.3% | 20.7% |
Financial Health
| Metric | CATY | IBOC |
|---|---|---|
| D/E Ratio | 7.09x | 4.04x |
| Financial Leverage | 8.09x | 5.04x |
Cash Flow
| Metric | CATY | IBOC |
|---|---|---|
| Operating Cash Flow | $541M | $470M |
| Free Cash Flow | $534M | $453M |
| Capital Spending | -$7M | -$17M |
| OCF Growth YoY | 63.5% | 0.6% |
| FCF Growth YoY | 64.5% | 0.5% |
| FCF/Sales | 67.2% | 54.1% |
| CapEx/Sales | 0.9% | 2.1% |
Operational Efficiency
| Metric | CATY | IBOC |
|---|---|---|
| Asset Turnover | 0.03x | 0.05x |
| Fixed Assets Turnover | 8.8x | 2.0x |
Income Statement
| Metric | CATY | IBOC |
|---|---|---|
| Total Revenue | $795M | $838M |
| Net Income | $347M | $413M |
Dividend & Shareholder Information
| Metric | CATY | IBOC |
|---|---|---|
| Dividends Per Share | $1.45 | $4.26 |
| Payout Ratio | 23.8% | 64.2% |
| Shares Outstanding | 67M | 62M |
| Net Income Growth | 17.9% | 0.3% |
| EPS Growth | 47.7% | 0.1% |
CATY vs IBOC: stock comparison and AI forecast
Which is bigger, CATY or IBOC?
CATY and IBOC have similar market capitalizations ($4.33B and $4.16B).
Which is cheaper on earnings, CATY or IBOC?
IBOC trades at 10.1 times trailing earnings, CATY at 10.6 times.
Which one does Intratio's AI model rank higher, CATY or IBOC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.