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Stock comparison · Signal date 2026-11-03

FBP vs IBOC: stock comparison and AI forecast

First Bancorp /Pr/ (FBP) and International Bancshares Corp (IBOC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

FBP First Bancorp /Pr/

Market Cap
$4.03B
P/E Ratio
11.6x
Size
mid-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

IBOC International Bancshares Corp

Price
$66.86 -6.8% · 6M
Market Cap
$4.16B
P/E Ratio
10.1x
Size
mid-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FBP · IBOC

Key facts

  • FBP and IBOC have similar market capitalizations ($4.03B and $4.16B).
  • IBOC trades at 10.1 times trailing earnings, FBP at 11.6 times.
  • IBOC turns 49.3% of its revenue into net income, against 28.8% for FBP.
  • FBP carries 8.73 times debt per unit of equity, against 4.04 times for IBOC.
  • IBOC yields 6.37% in dividends and FBP 2.97%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFBPIBOC
Market Cap$4.03B$4.16B
P/E Ratio11.63x10.08x
P/B Ratio2.04x1.23x
Dividend Yield2.97%6.37%
EPS$2.27$6.63
Book Value/Share$12.95$54.27
Revenue/Share$8.48$13.47
FCF/Share$2.89$7.28

Profitability & Margins

MetricFBPIBOC
ROE18.9%12.2%
ROA1.9%2.4%
Net Margin28.8%49.3%
EBT Margin34.6%63.8%
Tax Rate16.8%20.7%

Financial Health

MetricFBPIBOC
D/E Ratio8.73x4.04x
Financial Leverage9.73x5.04x

Cash Flow

MetricFBPIBOC
Operating Cash Flow$458M$470M
Free Cash Flow$441M$453M
Capital Spending-$17M-$17M
OCF Growth YoY9.5%0.6%
FCF Growth YoY7.5%0.5%
FCF/Sales34.1%54.1%
CapEx/Sales1.3%2.1%

Operational Efficiency

MetricFBPIBOC
Asset Turnover0.07x0.05x
Fixed Assets Turnover10.1x2.0x

Income Statement

MetricFBPIBOC
Total Revenue$1.29B$838M
Net Income$373M$413M

Dividend & Shareholder Information

MetricFBPIBOC
Dividends Per Share$0.78$4.26
Payout Ratio34.4%64.2%
Shares Outstanding153M62M
Net Income Growth21.5%0.3%
EPS Growth22.7%0.1%
FAQ

FBP vs IBOC: stock comparison and AI forecast

Which is bigger, FBP or IBOC?

FBP and IBOC have similar market capitalizations ($4.03B and $4.16B).

Which is cheaper on earnings, FBP or IBOC?

IBOC trades at 10.1 times trailing earnings, FBP at 11.6 times.

Which one does Intratio's AI model rank higher, FBP or IBOC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.