FBP vs INDB: stock comparison and AI forecast
First Bancorp /Pr/ (FBP) and Independent Bank Corp (INDB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FBP First Bancorp /Pr/
- Price
- $26.40 +10.5% · 6M
- Market Cap
- $4.01B
- P/E Ratio
- 11.6x
- Size
- mid-cap
- AI Forecast
INDB Independent Bank Corp
- Price
- $82.74 +6.1% · 6M
- Market Cap
- $3.92B
- P/E Ratio
- 15.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FBP and INDB have similar market capitalizations ($4.01B and $3.92B).
- FBP trades at 11.6 times trailing earnings, INDB at 15.0 times.
- Over the last six months FBP returned +10.5% and INDB +6.1%.
- FBP turns 28.8% of its revenue into net income, against 28.6% for INDB.
- FBP carries 8.73 times debt per unit of equity, against 6.11 times for INDB.
- FBP yields 2.98% in dividends and INDB 2.93%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FBP | INDB |
|---|---|---|
| Market Cap | $4.01B | $3.92B |
| P/E Ratio | 11.56x | 14.96x |
| P/B Ratio | 2.03x | 1.12x |
| Dividend Yield | 2.98% | 2.93% |
| EPS | $2.27 | $5.53 |
| Book Value/Share | $12.95 | $74.15 |
| Revenue/Share | $8.48 | $20.03 |
| FCF/Share | $2.89 | $6.41 |
Profitability & Margins
| Metric | FBP | INDB |
|---|---|---|
| ROE | 18.9% | 7.7% |
| ROA | 1.9% | 1.1% |
| Net Margin | 28.8% | 28.6% |
| EBT Margin | 34.6% | 37.3% |
| Tax Rate | 16.8% | – |
Financial Health
| Metric | FBP | INDB |
|---|---|---|
| D/E Ratio | 8.73x | 6.11x |
| Financial Leverage | 9.73x | 7.11x |
Cash Flow
| Metric | FBP | INDB |
|---|---|---|
| Operating Cash Flow | $458M | $322M |
| Free Cash Flow | $441M | $304M |
| Capital Spending | -$17M | -$18M |
| OCF Growth YoY | 9.5% | 38.0% |
| FCF Growth YoY | 7.5% | 41.5% |
| FCF/Sales | 34.1% | 32.0% |
| CapEx/Sales | 1.3% | 1.9% |
Operational Efficiency
| Metric | FBP | INDB |
|---|---|---|
| Asset Turnover | 0.07x | 0.04x |
| Fixed Assets Turnover | 10.1x | 4.3x |
Income Statement
| Metric | FBP | INDB |
|---|---|---|
| Total Revenue | $1.29B | $949M |
| Net Income | $373M | $271M |
Dividend & Shareholder Information
| Metric | FBP | INDB |
|---|---|---|
| Dividends Per Share | $0.78 | $2.42 |
| Payout Ratio | 34.4% | 43.8% |
| Shares Outstanding | 153M | 47M |
| Net Income Growth | 21.5% | 44.0% |
| EPS Growth | 22.7% | 24.8% |
FBP vs INDB: stock comparison and AI forecast
Which is bigger, FBP or INDB?
FBP and INDB have similar market capitalizations ($4.01B and $3.92B).
Which is cheaper on earnings, FBP or INDB?
FBP trades at 11.6 times trailing earnings, INDB at 15.0 times.
Which stock performed better over the last six months, FBP or INDB?
Over the last six months FBP returned +10.5% and INDB +6.1%.
Which one does Intratio's AI model rank higher, FBP or INDB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.