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Stock comparison · Signal date 2026-11-03

FIBK vs INDB: stock comparison and AI forecast

First Interstate Bancsystem Inc (FIBK) and Independent Bank Corp (INDB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FIBK First Interstate Bancsystem Inc

Market Cap
$3.69B
P/E Ratio
12.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

INDB Independent Bank Corp

Price
$82.74 +6.1% · 6M
Market Cap
$3.92B
P/E Ratio
15.0x
Size
mid-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FIBK · INDB

Key facts

  • FIBK and INDB have similar market capitalizations ($3.69B and $3.92B).
  • FIBK trades at 12.6 times trailing earnings, INDB at 15.0 times.
  • FIBK turns 30.1% of its revenue into net income, against 28.6% for INDB.
  • FIBK carries 7.17 times debt per unit of equity, against 6.11 times for INDB.
  • FIBK yields 5.01% in dividends and INDB 2.93%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFIBKINDB
Market Cap$3.69B$3.92B
P/E Ratio12.58x14.96x
P/B Ratio1.17x1.12x
Dividend Yield5.01%2.93%
EPS$3.08$5.53
Book Value/Share$33.10$74.15
Revenue/Share$10.99$20.03
FCF/Share–$6.41

Profitability & Margins

MetricFIBKINDB
ROE10.0%7.7%
ROA1.2%1.1%
Net Margin30.1%28.6%
EBT Margin38.9%37.3%
Tax Rate22.5%–

Financial Health

MetricFIBKINDB
D/E Ratio7.17x6.11x
Financial Leverage8.17x7.11x

Cash Flow

MetricFIBKINDB
Operating Cash Flow$286M$322M
Free Cash Flow–$304M
Capital Spending–-$18M
OCF Growth YoY-14.3%38.0%
FCF Growth YoY–41.5%
FCF/Sales–32.0%
CapEx/Sales–1.9%

Operational Efficiency

MetricFIBKINDB
Asset Turnover0.04x0.04x
Fixed Assets Turnover2.6x4.3x

Income Statement

MetricFIBKINDB
Total Revenue$1.05B$949M
Net Income$315M$271M

Dividend & Shareholder Information

MetricFIBKINDB
Dividends Per Share$1.94$2.42
Payout Ratio63.0%43.8%
Shares Outstanding95M47M
Net Income Growth28.4%44.0%
EPS Growth25.7%24.8%
FAQ

FIBK vs INDB: stock comparison and AI forecast

Which is bigger, FIBK or INDB?

FIBK and INDB have similar market capitalizations ($3.69B and $3.92B).

Which is cheaper on earnings, FIBK or INDB?

FIBK trades at 12.6 times trailing earnings, INDB at 15.0 times.

Which one does Intratio's AI model rank higher, FIBK or INDB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.