FIBK vs MCHB: stock comparison and AI forecast
First Interstate Bancsystem Inc (FIBK) and Mechanics Bancorp (MCHB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FIBK First Interstate Bancsystem Inc
- Price
- $38.73 +10.7% · 6M
- Market Cap
- $3.59B
- P/E Ratio
- 12.2x
- Size
- mid-cap
- AI Forecast
MCHB Mechanics Bancorp
- Price
- $15.05 +4.4% · 6M
- Market Cap
- $3.33B
- P/E Ratio
- 8.6x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FIBK and MCHB have similar market capitalizations ($3.59B and $3.33B).
- MCHB trades at 8.6 times trailing earnings, FIBK at 12.2 times.
- Over the last six months FIBK returned +10.7% and MCHB +4.4%.
- MCHB carries 17.88 times debt per unit of equity, against 7.17 times for FIBK.
- MCHB yields 9.09% in dividends and FIBK 5.16%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FIBK | MCHB |
|---|---|---|
| Market Cap | $3.59B | $3.33B |
| P/E Ratio | 12.21x | 8.55x |
| P/B Ratio | 1.14x | 8.27x |
| Dividend Yield | 5.16% | 9.09% |
| EPS | $3.08 | $1.76 |
| Book Value/Share | $33.10 | $1.82 |
| Revenue/Share | $10.99 | $4.96 |
| FCF/Share | – | $1.25 |
Profitability & Margins
| Metric | FIBK | MCHB |
|---|---|---|
| ROE | 10.0% | – |
| ROA | 1.2% | – |
| Net Margin | 30.1% | – |
| EBT Margin | 38.9% | 273.6% |
| Tax Rate | 22.5% | 19.9% |
Financial Health
| Metric | FIBK | MCHB |
|---|---|---|
| D/E Ratio | 7.17x | 17.88x |
| Financial Leverage | 8.17x | – |
Cash Flow
| Metric | FIBK | MCHB |
|---|---|---|
| Operating Cash Flow | $286M | $290M |
| Free Cash Flow | – | $278M |
| Capital Spending | – | -$12M |
| OCF Growth YoY | -14.3% | – |
| FCF/Sales | – | 25.3% |
| CapEx/Sales | – | 1.1% |
Operational Efficiency
| Metric | FIBK | MCHB |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 2.6x | 7.8x |
Income Statement
| Metric | FIBK | MCHB |
|---|---|---|
| Total Revenue | $1.05B | $1.10B |
| Net Income | $315M | – |
Dividend & Shareholder Information
| Metric | FIBK | MCHB |
|---|---|---|
| Dividends Per Share | $1.94 | $1.37 |
| Payout Ratio | 63.0% | 77.8% |
| Shares Outstanding | 95M | 221M |
| Net Income Growth | 28.4% | – |
| EPS Growth | 25.7% | – |
FIBK vs MCHB: stock comparison and AI forecast
Which is bigger, FIBK or MCHB?
FIBK and MCHB have similar market capitalizations ($3.59B and $3.33B).
Which is cheaper on earnings, FIBK or MCHB?
MCHB trades at 8.6 times trailing earnings, FIBK at 12.2 times.
Which stock performed better over the last six months, FIBK or MCHB?
Over the last six months FIBK returned +10.7% and MCHB +4.4%.
Which one does Intratio's AI model rank higher, FIBK or MCHB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.