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Stock comparison · Signal date 2026-11-03

FIBK vs SBCF: stock comparison and AI forecast

First Interstate Bancsystem Inc (FIBK) and Seacoast Banking Corp Of Florida (SBCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FIBK First Interstate Bancsystem Inc

Market Cap
$3.69B
P/E Ratio
12.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

SBCF Seacoast Banking Corp Of Florida

Price
$34.00 +10.0% · 6M
Market Cap
$3.29B
P/E Ratio
21.0x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FIBK · SBCF

Key facts

  • FIBK is 1.1 times larger than SBCF by market capitalization ($3.69B against $3.29B).
  • FIBK trades at 12.6 times trailing earnings, SBCF at 21.0 times.
  • FIBK turns 30.1% of its revenue into net income, against 23.7% for SBCF.
  • FIBK carries 7.17 times debt per unit of equity, against 6.70 times for SBCF.
  • FIBK yields 5.01% in dividends; SBCF pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFIBKSBCF
Market Cap$3.69B$3.29B
P/E Ratio12.58x20.99x
P/B Ratio1.17x1.21x
Dividend Yield5.01%–
EPS$3.08$1.62
Book Value/Share$33.10$28.20
Revenue/Share$10.99$7.08

Profitability & Margins

MetricFIBKSBCF
ROE10.0%5.9%
ROA1.2%0.8%
Net Margin30.1%23.7%
EBT Margin38.9%30.3%
Tax Rate22.5%21.8%

Financial Health

MetricFIBKSBCF
D/E Ratio7.17x6.70x
Financial Leverage8.17x7.82x

Cash Flow

MetricFIBKSBCF
Operating Cash Flow$286M$218M
OCF Growth YoY-14.3%8.2%

Operational Efficiency

MetricFIBKSBCF
Asset Turnover0.04x0.03x
Fixed Assets Turnover2.6x4.3x

Income Statement

MetricFIBKSBCF
Total Revenue$1.05B$685M
Net Income$315M$162M

Dividend & Shareholder Information

MetricFIBKSBCF
Dividends Per Share$1.94–
Payout Ratio63.0%–
Shares Outstanding95M97M
Net Income Growth28.4%16.8%
EPS Growth25.7%3.9%
FAQ

FIBK vs SBCF: stock comparison and AI forecast

Which is bigger, FIBK or SBCF?

FIBK is 1.1 times larger than SBCF by market capitalization ($3.69B against $3.29B).

Which is cheaper on earnings, FIBK or SBCF?

FIBK trades at 12.6 times trailing earnings, SBCF at 21.0 times.

Which one does Intratio's AI model rank higher, FIBK or SBCF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.