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Stock comparison · Signal date 2026-11-03

MCHB vs SBCF: stock comparison and AI forecast

Mechanics Bancorp (MCHB) and Seacoast Banking Corp Of Florida (SBCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

MCHB Mechanics Bancorp

Price
$15.05 +4.4% · 6M
Market Cap
$3.33B
P/E Ratio
8.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

SBCF Seacoast Banking Corp Of Florida

Price
$34.00 +10.0% · 6M
Market Cap
$3.29B
P/E Ratio
21.0x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-11-03

Six-month price performance

Closing prices rebased to 100 at the start of the window.

95100105110115120
MCHB +4.4% SBCF +10.0%
MCHB · SBCF

Key facts

  • MCHB and SBCF have similar market capitalizations ($3.33B and $3.29B).
  • MCHB trades at 8.6 times trailing earnings, SBCF at 21.0 times.
  • Over the last six months SBCF returned +10.0% and MCHB +4.4%.
  • MCHB carries 17.88 times debt per unit of equity, against 6.70 times for SBCF.
  • MCHB yields 9.09% in dividends; SBCF pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricMCHBSBCF
Market Cap$3.33B$3.29B
P/E Ratio8.55x20.99x
P/B Ratio8.27x1.21x
Dividend Yield9.09%–
EPS$1.76$1.62
Book Value/Share$1.82$28.20
Revenue/Share$4.96$7.08
FCF/Share$1.25–

Profitability & Margins

MetricMCHBSBCF
ROE–5.9%
ROA–0.8%
Net Margin–23.7%
EBT Margin273.6%30.3%
Tax Rate19.9%21.8%

Financial Health

MetricMCHBSBCF
D/E Ratio17.88x6.70x
Financial Leverage–7.82x

Cash Flow

MetricMCHBSBCF
Operating Cash Flow$290M$218M
Free Cash Flow$278M–
Capital Spending-$12M–
OCF Growth YoY–8.2%
FCF/Sales25.3%–
CapEx/Sales1.1%–

Operational Efficiency

MetricMCHBSBCF
Asset Turnover–0.03x
Fixed Assets Turnover7.8x4.3x

Income Statement

MetricMCHBSBCF
Total Revenue$1.10B$685M
Net Income–$162M

Dividend & Shareholder Information

MetricMCHBSBCF
Dividends Per Share$1.37–
Payout Ratio77.8%–
Shares Outstanding221M97M
Net Income Growth–16.8%
EPS Growth–3.9%
FAQ

MCHB vs SBCF: stock comparison and AI forecast

Which is bigger, MCHB or SBCF?

MCHB and SBCF have similar market capitalizations ($3.33B and $3.29B).

Which is cheaper on earnings, MCHB or SBCF?

MCHB trades at 8.6 times trailing earnings, SBCF at 21.0 times.

Which stock performed better over the last six months, MCHB or SBCF?

Over the last six months SBCF returned +10.0% and MCHB +4.4%.

Which one does Intratio's AI model rank higher, MCHB or SBCF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.