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Stock comparison · Signal date 2026-11-03

FHB vs SBCF: stock comparison and AI forecast

First Hawaiian, Inc. (FHB) and Seacoast Banking Corp Of Florida (SBCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FHB First Hawaiian, Inc.

Price
$25.71 -5.5% · 6M
Market Cap
$3.13B
P/E Ratio
12.0x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

SBCF Seacoast Banking Corp Of Florida

Market Cap
$3.29B
P/E Ratio
21.0x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FHB · SBCF

Key facts

  • FHB and SBCF have similar market capitalizations ($3.13B and $3.29B).
  • FHB trades at 12.0 times trailing earnings, SBCF at 21.0 times.
  • FHB turns 30.3% of its revenue into net income, against 23.7% for SBCF.
  • FHB carries 7.43 times debt per unit of equity, against 6.70 times for SBCF.
  • FHB yields 4.11% in dividends; SBCF pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFHBSBCF
Market Cap$3.13B$3.29B
P/E Ratio11.96x20.99x
P/B Ratio1.11x1.21x
Dividend Yield4.11%–
EPS$2.15$1.62
Book Value/Share$23.16$28.20
Revenue/Share$7.46$7.08
FCF/Share$3.00–

Profitability & Margins

MetricFHBSBCF
ROE9.8%5.9%
ROA1.2%0.8%
Net Margin30.3%23.7%
EBT Margin35.9%30.3%
Tax Rate15.6%21.8%

Financial Health

MetricFHBSBCF
D/E Ratio7.43x6.70x
Financial Leverage8.43x7.82x

Cash Flow

MetricFHBSBCF
Operating Cash Flow$385M$218M
Free Cash Flow$365M–
Capital Spending-$20M–
OCF Growth YoY11.8%8.2%
FCF Growth YoY19.4%–
FCF/Sales40.2%–
CapEx/Sales2.2%–

Operational Efficiency

MetricFHBSBCF
Asset Turnover0.04x0.03x
Fixed Assets Turnover3.0x4.3x

Income Statement

MetricFHBSBCF
Total Revenue$908M$685M
Net Income$275M$162M

Dividend & Shareholder Information

MetricFHBSBCF
Dividends Per Share$1.06–
Payout Ratio49.3%–
Shares Outstanding122M97M
Net Income Growth6.2%16.8%
EPS Growth-13.3%3.9%
FAQ

FHB vs SBCF: stock comparison and AI forecast

Which is bigger, FHB or SBCF?

FHB and SBCF have similar market capitalizations ($3.13B and $3.29B).

Which is cheaper on earnings, FHB or SBCF?

FHB trades at 12.0 times trailing earnings, SBCF at 21.0 times.

Which one does Intratio's AI model rank higher, FHB or SBCF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.