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Stock comparison · Signal date 2026-11-04

FHB vs MCHB: stock comparison and AI forecast

First Hawaiian, Inc. (FHB) and Mechanics Bancorp (MCHB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FHB First Hawaiian, Inc.

Price
$25.71 -5.5% · 6M
Market Cap
$3.09B
P/E Ratio
11.8x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

MCHB Mechanics Bancorp

Price
$15.05 +4.4% · 6M
Market Cap
$3.33B
P/E Ratio
8.6x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-11-03

Six-month price performance

Closing prices rebased to 100 at the start of the window.

9095100105110115120
FHB -5.5% MCHB +4.4%
FHB · MCHB

Key facts

  • FHB and MCHB have similar market capitalizations ($3.09B and $3.33B).
  • MCHB trades at 8.6 times trailing earnings, FHB at 11.8 times.
  • Over the last six months MCHB returned +4.4% and FHB -5.5%.
  • MCHB carries 17.88 times debt per unit of equity, against 7.43 times for FHB.
  • MCHB yields 9.09% in dividends and FHB 4.16%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFHBMCHB
Market Cap$3.09B$3.33B
P/E Ratio11.80x8.55x
P/B Ratio1.10x8.27x
Dividend Yield4.16%9.09%
EPS$2.15$1.76
Book Value/Share$23.16$1.82
Revenue/Share$7.46$4.96
FCF/Share$3.00$1.25

Profitability & Margins

MetricFHBMCHB
ROE9.8%–
ROA1.2%–
Net Margin30.3%–
EBT Margin35.9%273.6%
Tax Rate15.6%19.9%

Financial Health

MetricFHBMCHB
D/E Ratio7.43x17.88x
Financial Leverage8.43x–

Cash Flow

MetricFHBMCHB
Operating Cash Flow$385M$290M
Free Cash Flow$365M$278M
Capital Spending-$20M-$12M
OCF Growth YoY11.8%–
FCF Growth YoY19.4%–
FCF/Sales40.2%25.3%
CapEx/Sales2.2%1.1%

Operational Efficiency

MetricFHBMCHB
Asset Turnover0.04x–
Fixed Assets Turnover3.0x7.8x

Income Statement

MetricFHBMCHB
Total Revenue$908M$1.10B
Net Income$275M–

Dividend & Shareholder Information

MetricFHBMCHB
Dividends Per Share$1.06$1.37
Payout Ratio49.3%77.8%
Shares Outstanding122M221M
Net Income Growth6.2%–
EPS Growth-13.3%–
FAQ

FHB vs MCHB: stock comparison and AI forecast

Which is bigger, FHB or MCHB?

FHB and MCHB have similar market capitalizations ($3.09B and $3.33B).

Which is cheaper on earnings, FHB or MCHB?

MCHB trades at 8.6 times trailing earnings, FHB at 11.8 times.

Which stock performed better over the last six months, FHB or MCHB?

Over the last six months MCHB returned +4.4% and FHB -5.5%.

Which one does Intratio's AI model rank higher, FHB or MCHB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.