MCHB vs RNST: stock comparison and AI forecast
Mechanics Bancorp (MCHB) and Renasant Corp (RNST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MCHB Mechanics Bancorp
- Market Cap
- $3.27B
- P/E Ratio
- 8.4x
- Size
- mid-cap
- AI Forecast
RNST Renasant Corp
- Market Cap
- $3.63B
- P/E Ratio
- 13.3x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- RNST is 1.1 times larger than MCHB by market capitalization ($3.63B against $3.27B).
- MCHB trades at 8.4 times trailing earnings, RNST at 13.2 times.
- MCHB carries 17.88 times debt per unit of equity, against 5.98 times for RNST.
- MCHB yields 9.28% in dividends and RNST 2.39%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MCHB | RNST |
|---|---|---|
| Market Cap | $3.27B | $3.63B |
| P/E Ratio | 8.38x | 13.25x |
| P/B Ratio | 8.11x | 0.94x |
| Dividend Yield | 9.28% | 2.39% |
| EPS | $1.76 | $3.00 |
| Book Value/Share | $1.82 | $42.35 |
| Revenue/Share | $4.96 | $11.62 |
| FCF/Share | $1.25 | $4.31 |
Profitability & Margins
| Metric | MCHB | RNST |
|---|---|---|
| ROE | – | 8.1% |
| ROA | – | 1.2% |
| Net Margin | – | 29.6% |
| EBT Margin | 273.6% | 36.8% |
| Tax Rate | 19.9% | 19.7% |
Financial Health
| Metric | MCHB | RNST |
|---|---|---|
| D/E Ratio | 17.88x | 5.98x |
| Financial Leverage | – | 6.98x |
Cash Flow
| Metric | MCHB | RNST |
|---|---|---|
| Operating Cash Flow | $290M | $425M |
| Free Cash Flow | $278M | $394M |
| Capital Spending | -$12M | -$31M |
| OCF Growth YoY | – | 198.7% |
| FCF Growth YoY | – | 227.2% |
| FCF/Sales | 25.3% | 37.1% |
| CapEx/Sales | 1.1% | 2.9% |
Operational Efficiency
| Metric | MCHB | RNST |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 7.8x | – |
Income Statement
| Metric | MCHB | RNST |
|---|---|---|
| Total Revenue | $1.10B | $1.06B |
| Net Income | – | $314M |
Dividend & Shareholder Information
| Metric | MCHB | RNST |
|---|---|---|
| Dividends Per Share | $1.37 | $0.95 |
| Payout Ratio | 77.8% | 31.7% |
| Shares Outstanding | 221M | 91M |
| Net Income Growth | – | 96.6% |
| EPS Growth | – | 15.8% |
MCHB vs RNST: stock comparison and AI forecast
Which is bigger, MCHB or RNST?
RNST is 1.1 times larger than MCHB by market capitalization ($3.63B against $3.27B).
Which is cheaper on earnings, MCHB or RNST?
MCHB trades at 8.4 times trailing earnings, RNST at 13.2 times.
Which one does Intratio's AI model rank higher, MCHB or RNST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.