CUBI vs FHB: stock comparison and AI forecast
Customers Bancorp, Inc. (CUBI) and First Hawaiian, Inc. (FHB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CUBI Customers Bancorp, Inc.
- Market Cap
- $2.89B
- P/E Ratio
- 10.0x
- Size
- mid-cap
- AI Forecast
FHB First Hawaiian, Inc.
- Price
- $25.71 -5.5% · 6M
- Market Cap
- $3.09B
- P/E Ratio
- 11.8x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CUBI and FHB have similar market capitalizations ($2.89B and $3.09B).
- CUBI trades at 10.0 times trailing earnings, FHB at 11.8 times.
- CUBI turns 31.0% of its revenue into net income, against 30.3% for FHB.
- CUBI carries 11.02 times debt per unit of equity, against 7.43 times for FHB.
- FHB yields 4.16% in dividends; CUBI pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CUBI | FHB |
|---|---|---|
| Market Cap | $2.89B | $3.09B |
| P/E Ratio | 10.00x | 11.80x |
| P/B Ratio | 1.31x | 1.10x |
| Dividend Yield | – | 4.16% |
| EPS | $8.55 | $2.15 |
| Book Value/Share | $65.29 | $23.16 |
| Revenue/Share | $27.87 | $7.46 |
| FCF/Share | $10.85 | $3.00 |
Profitability & Margins
| Metric | CUBI | FHB |
|---|---|---|
| ROE | 13.2% | 9.8% |
| ROA | 1.1% | 1.2% |
| Net Margin | 31.0% | 30.3% |
| EBT Margin | 40.1% | 35.9% |
| Tax Rate | 22.8% | 15.6% |
Financial Health
| Metric | CUBI | FHB |
|---|---|---|
| D/E Ratio | 11.02x | 7.43x |
| Financial Leverage | 12.02x | 8.43x |
Cash Flow
| Metric | CUBI | FHB |
|---|---|---|
| Operating Cash Flow | $381M | $385M |
| Free Cash Flow | $367M | $365M |
| Capital Spending | -$14M | -$20M |
| OCF Growth YoY | -8.0% | 11.8% |
| FCF Growth YoY | -11.1% | 19.4% |
| FCF/Sales | 38.9% | 40.2% |
| CapEx/Sales | 1.5% | 2.2% |
Operational Efficiency
| Metric | CUBI | FHB |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 47.6x | 3.0x |
Income Statement
| Metric | CUBI | FHB |
|---|---|---|
| Total Revenue | $941M | $908M |
| Net Income | $291M | $275M |
Dividend & Shareholder Information
| Metric | CUBI | FHB |
|---|---|---|
| Dividends Per Share | – | $1.06 |
| Payout Ratio | – | 49.3% |
| Shares Outstanding | 34M | 122M |
| Net Income Growth | 97.6% | 6.2% |
| EPS Growth | 127.4% | -13.3% |
CUBI vs FHB: stock comparison and AI forecast
Which is bigger, CUBI or FHB?
CUBI and FHB have similar market capitalizations ($2.89B and $3.09B).
Which is cheaper on earnings, CUBI or FHB?
CUBI trades at 10.0 times trailing earnings, FHB at 11.8 times.
Which one does Intratio's AI model rank higher, CUBI or FHB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.