CUBI vs FBK: stock comparison and AI forecast
Customers Bancorp, Inc. (CUBI) and Fb Financial Corp (FBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CUBI Customers Bancorp, Inc.
- Price
- $85.47 +10.7% · 6M
- Market Cap
- $2.89B
- P/E Ratio
- 10.0x
- Size
- mid-cap
- AI Forecast
FBK Fb Financial Corp
- Price
- $54.97 +2.7% · 6M
- Market Cap
- $2.74B
- P/E Ratio
- 10.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CUBI and FBK have similar market capitalizations ($2.89B and $2.74B).
- CUBI trades at 10.0 times trailing earnings, FBK at 10.1 times.
- Over the last six months CUBI returned +10.7% and FBK +2.7%.
- FBK turns 34.1% of its revenue into net income, against 31.0% for CUBI.
- CUBI carries 11.02 times debt per unit of equity, against 7.84 times for FBK.
- FBK yields 1.55% in dividends; CUBI pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CUBI | FBK |
|---|---|---|
| Market Cap | $2.89B | $2.74B |
| P/E Ratio | 10.00x | 10.05x |
| P/B Ratio | 1.31x | 1.42x |
| Dividend Yield | – | 1.55% |
| EPS | $8.55 | $5.45 |
| Book Value/Share | $65.29 | $38.69 |
| Revenue/Share | $27.87 | $13.69 |
| FCF/Share | $10.85 | $3.45 |
Profitability & Margins
| Metric | CUBI | FBK |
|---|---|---|
| ROE | 13.2% | 12.1% |
| ROA | 1.1% | 1.4% |
| Net Margin | 31.0% | 34.1% |
| EBT Margin | 40.1% | 43.0% |
| Tax Rate | 22.8% | 20.7% |
Financial Health
| Metric | CUBI | FBK |
|---|---|---|
| D/E Ratio | 11.02x | 7.84x |
| Financial Leverage | 12.02x | 8.84x |
Cash Flow
| Metric | CUBI | FBK |
|---|---|---|
| Operating Cash Flow | $381M | $179M |
| Free Cash Flow | $367M | $173M |
| Capital Spending | -$14M | -$6M |
| OCF Growth YoY | -8.0% | 40.7% |
| FCF Growth YoY | -11.1% | 45.7% |
| FCF/Sales | 38.9% | 25.2% |
| CapEx/Sales | 1.5% | 0.9% |
Operational Efficiency
| Metric | CUBI | FBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 47.6x | 3.9x |
Income Statement
| Metric | CUBI | FBK |
|---|---|---|
| Total Revenue | $941M | $684M |
| Net Income | $291M | $233M |
Dividend & Shareholder Information
| Metric | CUBI | FBK |
|---|---|---|
| Dividends Per Share | – | $0.85 |
| Payout Ratio | – | 15.6% |
| Shares Outstanding | 34M | 50M |
| Net Income Growth | 97.6% | 125.4% |
| EPS Growth | 127.4% | 196.2% |
CUBI vs FBK: stock comparison and AI forecast
Which is bigger, CUBI or FBK?
CUBI and FBK have similar market capitalizations ($2.89B and $2.74B).
Which is cheaper on earnings, CUBI or FBK?
CUBI trades at 10.0 times trailing earnings, FBK at 10.1 times.
Which stock performed better over the last six months, CUBI or FBK?
Over the last six months CUBI returned +10.7% and FBK +2.7%.
Which one does Intratio's AI model rank higher, CUBI or FBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.