CUBI vs MCHB: stock comparison and AI forecast
Customers Bancorp, Inc. (CUBI) and Mechanics Bancorp (MCHB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CUBI Customers Bancorp, Inc.
- Price
- $86.26 +12.7% · 6M
- Market Cap
- $2.91B
- P/E Ratio
- 10.1x
- Size
- mid-cap
- AI Forecast
MCHB Mechanics Bancorp
- Market Cap
- $3.33B
- P/E Ratio
- 8.6x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MCHB is 1.1 times larger than CUBI by market capitalization ($3.33B against $2.91B).
- MCHB trades at 8.6 times trailing earnings, CUBI at 10.1 times.
- MCHB carries 17.88 times debt per unit of equity, against 11.02 times for CUBI.
- MCHB yields 9.09% in dividends; CUBI pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CUBI | MCHB |
|---|---|---|
| Market Cap | $2.91B | $3.33B |
| P/E Ratio | 10.09x | 8.55x |
| P/B Ratio | 1.32x | 8.27x |
| Dividend Yield | – | 9.09% |
| EPS | $8.55 | $1.76 |
| Book Value/Share | $65.29 | $1.82 |
| Revenue/Share | $27.87 | $4.96 |
| FCF/Share | $10.85 | $1.25 |
Profitability & Margins
| Metric | CUBI | MCHB |
|---|---|---|
| ROE | 13.2% | – |
| ROA | 1.1% | – |
| Net Margin | 31.0% | – |
| EBT Margin | 40.1% | 273.6% |
| Tax Rate | 22.8% | 19.9% |
Financial Health
| Metric | CUBI | MCHB |
|---|---|---|
| D/E Ratio | 11.02x | 17.88x |
| Financial Leverage | 12.02x | – |
Cash Flow
| Metric | CUBI | MCHB |
|---|---|---|
| Operating Cash Flow | $381M | $290M |
| Free Cash Flow | $367M | $278M |
| Capital Spending | -$14M | -$12M |
| OCF Growth YoY | -8.0% | – |
| FCF Growth YoY | -11.1% | – |
| FCF/Sales | 38.9% | 25.3% |
| CapEx/Sales | 1.5% | 1.1% |
Operational Efficiency
| Metric | CUBI | MCHB |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 47.6x | 7.8x |
Income Statement
| Metric | CUBI | MCHB |
|---|---|---|
| Total Revenue | $941M | $1.10B |
| Net Income | $291M | – |
Dividend & Shareholder Information
| Metric | CUBI | MCHB |
|---|---|---|
| Dividends Per Share | – | $1.37 |
| Payout Ratio | – | 77.8% |
| Shares Outstanding | 34M | 221M |
| Net Income Growth | 97.6% | – |
| EPS Growth | 127.4% | – |
CUBI vs MCHB: stock comparison and AI forecast
Which is bigger, CUBI or MCHB?
MCHB is 1.1 times larger than CUBI by market capitalization ($3.33B against $2.91B).
Which is cheaper on earnings, CUBI or MCHB?
MCHB trades at 8.6 times trailing earnings, CUBI at 10.1 times.
Which one does Intratio's AI model rank higher, CUBI or MCHB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.