CBNK vs FUNC: stock comparison and AI forecast
Capital Bancorp Inc (CBNK) and First United Corp/Md/ (FUNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CBNK Capital Bancorp Inc
- Price
- $43.11 +40.0% · 6M
- Market Cap
- $702M
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
FUNC First United Corp/Md/
- Market Cap
- $301M
- P/E Ratio
- 9.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CBNK is 2.3 times larger than FUNC by market capitalization ($702M against $301M).
- FUNC trades at 9.8 times trailing earnings, CBNK at 12.3 times.
- FUNC turns 27.7% of its revenue into net income, against 23.7% for CBNK.
- FUNC carries 8.80 times debt per unit of equity, against 8.21 times for CBNK.
- FUNC yields 2.15% in dividends and CBNK 1.12%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CBNK | FUNC |
|---|---|---|
| Market Cap | $702M | $301M |
| P/E Ratio | 12.32x | 9.80x |
| P/B Ratio | 1.66x | 1.42x |
| Dividend Yield | 1.12% | 2.15% |
| EPS | $3.50 | $4.76 |
| Book Value/Share | $25.92 | $32.91 |
| Revenue/Share | $14.62 | $14.01 |
| FCF/Share | – | $4.03 |
Profitability & Margins
| Metric | CBNK | FUNC |
|---|---|---|
| ROE | 13.3% | 11.8% |
| ROA | 1.4% | 1.2% |
| Operating Margin | -1.6% | – |
| Net Margin | 23.7% | 27.7% |
| EBT Margin | 31.0% | 36.6% |
| Tax Rate | 23.7% | 24.3% |
Financial Health
| Metric | CBNK | FUNC |
|---|---|---|
| D/E Ratio | 8.21x | 8.80x |
| Financial Leverage | 9.21x | 9.80x |
| Interest Coverage | -0.0x | – |
Cash Flow
| Metric | CBNK | FUNC |
|---|---|---|
| Operating Cash Flow | $68M | $30M |
| Free Cash Flow | – | $26M |
| Capital Spending | – | -$4M |
| OCF Growth YoY | 55.4% | 54.6% |
| FCF Growth YoY | – | 54.0% |
| FCF/Sales | – | 28.7% |
| CapEx/Sales | – | 4.6% |
Operational Efficiency
| Metric | CBNK | FUNC |
|---|---|---|
| Asset Turnover | 0.06x | 0.04x |
| Fixed Assets Turnover | 13.5x | 3.1x |
Income Statement
| Metric | CBNK | FUNC |
|---|---|---|
| Total Revenue | $238M | $90M |
| Operating Income | -$4M | – |
| Net Income | $56M | $25M |
Dividend & Shareholder Information
| Metric | CBNK | FUNC |
|---|---|---|
| Dividends Per Share | $0.48 | $1.00 |
| Payout Ratio | 13.7% | 21.0% |
| Shares Outstanding | 16M | 6M |
| Net Income Growth | 30.3% | 5.5% |
| EPS Growth | 51.5% | 43.4% |
CBNK vs FUNC: stock comparison and AI forecast
Which is bigger, CBNK or FUNC?
CBNK is 2.3 times larger than FUNC by market capitalization ($702M against $301M).
Which is cheaper on earnings, CBNK or FUNC?
FUNC trades at 9.8 times trailing earnings, CBNK at 12.3 times.
Which one does Intratio's AI model rank higher, CBNK or FUNC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.